Welp - Personal credits from $ 50 to $ 7,500 to be paid in installments

Welp: You are the protagonist of your story
(Analysis assessment)

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Features Analysis

Welp : You are the protagonist of your story (APR 42%)

What type of financing does Welp offer? Quick credits , Loans without endorsement , Credits without papers
What is the maximum credit granted by Welp? € 7,500
And the minimum? € 50
How much can I have in the first loan? € 7,500
Is the first loan free and interest-free? NO
Do you have other offers? NO
What is the maximum term that Welp allows to return the money? 48 months
And the minimum return period? 1 month
How long does it take to give me an answer? Minutes
In what time will I be able to have the money? 24 / 48h
Do I need to have a payroll to access Welp mini-credits? YES
Will Welp ask me for a guarantee? NO
Will my application be denied if I am on Credit Checker? YES
What is the maximum debt Welp allows in Credit Checker? € 0
Can I request a loan from Welp if I am a company? NO
What if I am self-employed? YES
Will you accept my application if I am unemployed? YES
What if I am a pensioner? YES
Is there a maximum age to request a loan with Welp? 75 years
And a minimum age? 18 years
Are there any other requirements? Reside in United States, valid identity document, mobile phone and a bank account.
Can I use Instantor to validate my data? YES
Early cancellation and possibility of extension
Can I cancel my credit early? YES
Does the cancellation imply any expense or savings in the total cost of the loan? For free
Is there a possibility of an extension? NO
What are the costs and expenses of extending the credit? NO
Other data
Do you have a simulator on your website? NO
Does your simulator include the loan costs? NO
And the extra costs like the extensions? NO
What means does Welp offer to receive my money? Wire transfer
Can I receive the money with Hal-Cash? NO
And what are the accepted ways to return it? Transfer or deposit into account
Which banks do you work with to streamline procedures? Santander
Form of financing through Welp
Monthly installment payment with configurable fee

Apply for credit See simulator

Welp: Analysis and opinion

Highlights: Credit up to € 7,500 to be returned from 1 to 48 months

Loans of up to € 1,500 for 12 months

Welp (belonging to Wenance), is a Fintech company of Argentine origin , which lands in the United States as a tactic of its expansion plan in Europe.

Welp offers personal credits online for amounts from 50 US dollars to 7,500 US dollars to be returned in terms of 1 to 48 months . Welp's financial products are characterized by their level of security. Thus, all its online application processes have real-time data verification tools such as Lleida.net and Instantor , which guarantee the entity as reliable and safe.

Welp loan terms

If you request a personal loan with Welp, you will be able to finance your projects for amounts from 50 US dollars to 7,500 US dollars to be returned in monthly installments from 1 to 48 months .

Unlike other credit institutions, Welp allows you to get a new loan as long as you are up to date with your payments and up to 50% of your debt is paid.

How to get a credit with Welp

To start the process of applying for your loan with Welp you have to choose the amount of money you need, the number of installments for the repayment, in addition to choosing the day of the month you prefer so that the charge to be returned is paid to your bank.

After indicating the amount you request and its return conditions, Welp will allow you to complete its application form in which you will have to provide the data required for the study of your case .

After sending your request, Welp will study your particular situation and will carry out the verification of the information you provide, for which it will need you to accredit yourself with your online banking user .

As soon as they analyze the viability of your loan, Welp will contact you to offer you the financial option that suits you best . As soon as you agree on the financing conditions of the credit granted, Welp will proceed to make the transfer to your bank account so that you can have your money in the shortest period of time.

Throughout the application process with Welp you will be able to check the status of your personal credit at any time by accessing your personal area of ​​the company through the option "My Welp Account".


To get your personal credit approved with Welp you need to meet the following application requirements:

  • Residence in United States,
  • Be between 18 and 75 years old,
  • Updated identity document: DNI, NIE or Passport,
  • Be the owner of a mobile phone and an email account,
  • Have a landline number,
  • Have fixed income from a payroll or pay (with a minimum of 3 months),
  • Access data to home banking (online banking).

If you are retired and have accounts with regular income that guarantee your ability to repay credit without problems, Welp is an alternative to get the financing you need.


Welp will debit the charge for your repayment fees to the same bank account that you provide to receive the income from the requested loan.

The charge for the first installment will be passed between the first and fifth business day of the month following receipt of the loan , except for loans that are granted after the 23rd of each month, in which case the first installment would be passed after one month from your request.

Problems with your return

If you have difficulties to face the payment of your quota , and you need more time to make your payment to Welp, it is necessary that you report your situation to the company before the date on which the charge would have to be executed. Welp will try to reach an agreement with you and set a new payment date to collect the outstanding fee.

In any case, keep in mind that late charges may be increased by the sum of the interest that may be generated, in addition to other commissions as penalties or surcharges.

It is important that you bear in mind that if you are late in paying your fees this will have a negative impact on your financial situation. Welp and any financial entity will claim your payments, starting the appropriate legal procedures in case of being in need of claiming the return of the credit before the courts.

Anticipated cancelation

If you consider that you are in a position to make the payment of your credit in advance, with Welp you will not have problems to be able to return the credit early .

You just have to contact Welp and communicate your decision to their financial advisers, who will inform you about the conditions of initiating an early return.

Contact details Welp

If you need to contact Welp, you can do so through any of its official communication channels from 09:00 to 20:00 from Monday to Friday.


Welp is an expanding financial platform with which you can obtain a first loan from 50 to 7,500 US dollars that you can repay in installments .

Therefore, if the repayment period is a decisive factor for you to decide when selecting which fast credit is best for you, with Welp you have the opportunity to make the payment of your return by contracting monthly installments from 1 to 48 months .

Among other particularities, Welp guarantees you the possibility of carrying out the necessary procedures to obtain the loan in a safe and completely reliable way .

For this, it has the Lleida.net security tools that generates the electronic signature process, and Instantor that is in charge of managing the identification, access and account status of a user in their online banking. Both security tools provide Welp with agility and automatic response capacity for requesting your credit at the moment.

This financial platform is considered innovative and they say they can offer you "a world of possibilities", to those who motivate them to apply for their loans to make their dreams come true.

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