Misolvency - Solvency report and financial solutions
(Analysis assessment)
Are you in Credit Checker and need money? Access our complete and updated list of loans with Credit Checker .
Misolvencies : Do you need a mortgage or an account? We can help you (variable APR)
| What type of financing does Misolvencies offer? | Debt reunification , Loans with Credit Checker |
| What is the maximum credit granted by Misolvencies? | € 300,000 |
| And the minimum? | € 10,000 |
| How much can I have in the first loan? | € 300,000 |
| Is the first loan free and interest-free? | NO |
| Do you have other offers? | NO |
| What is the maximum period that Misolvencies allows to return the money? | 10 years |
| And the minimum return period? | 1 year |
| How long does it take to give me an answer? | From 5 days |
| In what time will I be able to have the money? | After signing before the notary |
| Do I need to have a payroll to access the Misolvencies mini-credits? | YES |
| Will my solvencies request a guarantee? | living place |
| Will my application be denied if I am on Credit Checker? | NO |
| What is the maximum debt that My Solvencies allows in Credit Checker? | |
| Can I request a loan from Misolvenciaes if I am a company? | YES |
| What if I am self-employed? | YES |
| Will you accept my application if I am unemployed? | NO |
| What if I am a pensioner? | YES |
| Is there a maximum age to request a credit with Misolvencies? | 65 years |
| And a minimum age? | 18 years |
| Are there any other requirements? | Recurring income, internet connected device, properties, bank account |
| Can I use Instantor to validate my data? | NO |
| Can I cancel my credit early? | YES |
| Does the cancellation imply any expense or savings in the total cost of the loan? | Depends entity |
| Is there a possibility of an extension? | Do not specify |
| What are the costs and expenses of extending the credit? | Do not specify |
| Do you have a simulator on your website? | NO |
| Does your simulator include the loan costs? | NO |
| And the extra costs like the extensions? | NO |
| What means does My Solvencies offer to receive my money? | Transfer |
| Can I receive the money with Hal-Cash? | NO |
| And what are the accepted ways to return it? | Transfer |
| Which banks do you work with to streamline procedures? | Do not specify |
| Payment method according to loan company |
Misolvencies: Analysis and opinion
Highlights: They recommend products depending on your creditworthiness 
Misolvency offers us an overwhelming offer of financial services, and it can be quite difficult to choose from such a wide range of possibilities.
To help you get to know this website, we analyze your information and show you its most important characteristics, such as the possibility of requesting a Solvency Report, or contracting different types of financial products . Here is all the information.
That offers
Misolvencia is an informative and recommendations website that through different sections offers financing alternatives and other services , such as consulting the Credit Checker files.
In addition to a series of informative summaries of each product with its respective link to the page in question, Misolvencia also offers a blog with interesting articles in which more detailed and extensive information is offered.
Misolvency does not request any payment for this information , since its business model is based on the commissions it receives from the entities to which it sends clients.
How does it work
The visitor to Misolvencia has the option of navigating the site in the traditional way, moving between the different sections of interest to consult the information that is offered in it, but also to register to access additional services.
To do this, you must fill in a form that is available on the web and provide personal information.
The services that Misolvencia offers through this route are two , the Solvency Report Service , through which the user obtains information from the databases of delinquency files such as Credit Checker and can know whether or not it is included in them and the Sending of information to loan providers and intermediaries , which helps the user to receive proposals and offers from financial institutions that offer loans and that after studying their profile consider them suitable for the granting of the same. Both services are provided free of charge .
In this way, the web user can opt for a more active approach, in which, by means of searching in the different sections, they take the initiative to find out and compare among the available options and choose the one that interests them the most, or let It is the Misolvencia website itself that sends these recommendations to your email.
If you choose the first, you have different sections to consult, namely: Installment Loans, Accounts without commissions, Mortgages, Loans with Credit Checker, Consult Credit Checker and Best Loans with Credit Checker.
In each one of them the aforementioned informative summaries are offered, which include very basic information and the link to the site, which is where the user can expand said information.
However, the site also publishes informative posts on the blog that help the user to have a better knowledge of these products, so it can be considered that in a way it also carries out an educational task in what refers to the financial field.
Contact information
If you need to contact Misolvencia.es you can do it either by phone or by email:
- Email : informacion@misolvencia.com
- Telephone : +34 958 99 38 07
conclusion
Misolvency is not a comparator of financial products as we understand the concept, although it can obviously work as such.
It is not because it does not provide a global vision of the market nor does it offer all the available options, in fact in some of its sections, such as Mortgages, the offer it presents is practically one-color.
What does this mean? Well, knowing the wide existing offer, it is very possible that the options that are presented to the user are those that the company that provides the service itself find the most lucrative, so they cannot be considered as a classic comparator that studies the needs of the user. customer and offers what best suits their interests.
That does not mean that the service is useless. Taking into account that it is a free service and that it classifies and orders information efficiently, it is undoubtedly a website to consider and that can help make decisions in the financial field.
However, if you want to have a broader vision, it is convenient to visit other websites of the same court to check if they offer products that are more in line with the user's situation and that have not been included in Misolvency.
