Dindin - $ 300 with your first loan in 30 days
(Analysis assessment)
Dindin : Your first loan up to € 300! (APR 2,311.26%)
| What type of financing does Dindin offer? | Quick credits , Mini- credits , Loans without payroll , Credits without papers |
| What is the maximum credit Dindin grants? | € 1,100 |
| And the minimum? | € 50 |
| How much can I have in the first loan? | € 300 |
| Is the first loan free and interest-free? | NO |
| Do you have other offers? | Advantages at the end of the first loan |
| What is the maximum period that Dindin allows to return the money? | 30 days |
| And the minimum return period? | 7 days |
| How long does it take to give me an answer? | Instantly |
| In what time will I be able to have the money? | Little time associated banks, but 48 hours |
| Do I need to have a payroll to access Dindin mini-credits? | NO |
| Is Dindin going to ask me for an endorsement? | NO |
| Will my application be denied if I am on Credit Checker? | YES |
| What is the maximum debt Dindin allows in Credit Checker? | € 0 |
| Can I request a loan from Dindin if I am a company? | NO |
| What if I am self-employed? | YES |
| Will you accept my application if I am unemployed? | YES |
| What if I am a pensioner? | YES |
| Is there a maximum age to request a loan with Dindin? | 75 years |
| And a minimum age? | 21 years |
| Are there any other requirements? | DNI or NIE, regular income, not appear in unpaid files, bank account, mobile and e-mail |
| Can I use Instantor to validate my data? | YES |
| Can I cancel my credit early? | YES |
| Does the cancellation imply any expense or savings in the total cost of the loan? | No costs |
| Is there a possibility of an extension? | YES, 7, 14 or 30 days |
| What are the costs and expenses of extending the credit? | 19% interest |
| Do you have a simulator on your website? | YES |
| Does your simulator include the loan costs? | YES |
| And the extra costs like the extensions? | NO |
| What means does Dindin offer to receive my money? | Wire transfer |
| Can I receive the money with Hal-Cash? | NO |
| And what are the accepted ways to return it? | Transfer or card |
| Which banks do you work with to streamline procedures? | Bankia, BBVA, Santander |
| 7 day credit | 15 day credit | One month credit | |
|---|---|---|---|
| For € 100 | € 100 | 7 days | € 112.90 | € 100 | 14 days | € 117.90 | € 100 | 30 days | € 129.90 |
| For € 300 | € 300 | 7 days | € 338.70 | € 300 | 14 days | € 353.70 | € 300 | 30 days | € 389.70 |
| 7 day credit | 15 day credit | One month credit | |
|---|---|---|---|
| For € 100 | € 100 | 7 days | € 112.90 | € 100 | 14 days | € 117.90 | € 100 | 30 days | € 129.90 |
| For € 300 | € 300 | 7 days | € 338.70 | € 300 | 14 days | € 353.70 | € 300 | 30 days | € 389.70 |
Dindin: Analysis and opinion
Highlights: First loan € 300 for 30 days 
Dindin is a company that offers online microcredits and whose main advantages are the granting of a first loan to be repaid within 30 days, with the possibility of accessing a maximum amount of 1,100 US dollars for trusted clients.
Dindin does not differ from other similar companies, although there are small details that are interesting to analyze. Therefore, with the intention of checking to what extent Dindin loans can be interesting, it is best to know the details of this financial product.
Who can access Dindin loans
The requirements for those who wish to request one of their mini credits are the usual ones, with the exception of the age group. In Dindin no credits are granted to those under 21 years of age , something that they compensate, on the other hand, by lengthening the age range at the other extreme.
While many companies in the sector set the age limit in the 70s, they are more flexible with older customers, setting the limit at 75 years . This data already indicates that there is a type of public, retirees and pensioners , who may find it interesting to choose Dindin over other companies .
Removing this particularity, the other requirements are those that are usually required in any other company: have a DNI or passport, reside in the United States, have a credit or debit card, an operational telephone number and a bank account. In addition, it does not accept clients registered in a delinquency list or who have debts with third parties, therefore it does not admit Credit Checker .
How to apply for a credit in Dindin
As mentioned above, in Dindin the first credit that can be requested is 300 US dollars for new clients and up to 1,100 US dollars for second requests.
To do this, you must start by making the request online, filling in the data as accurately as possible.
When making the request, the customer must specify in what period he wants to make the return, if in 7, 14, 30 days . However, the possibility of returning it in a shorter period is always open, and in fact, it is a factor that plays in favor of the client himself in the event that in the future he requests a new loan again, since the company values very positively this type of actions and takes them into account to offer better conditions in future loans.
For the approval of the loan it is possible that, if you do not have regular income, the applicant will be asked for a demonstration of the same . This can be done electronically through the Instantor system, but also by sending a photograph of a bank statement from the last 3 months by email or WhatsApp.
After this, if the loan is pre-approved , it only remains to wait for a confirmation SMS and in a matter of minutes the money will be transferred to the bank account .
Conditions for trusted customers
As it is evident, the granting of credits without cost is not sustainable, and is carried out with the sole intention of attracting new clients. Once a customer has requested and returned a loan, they can reapply for another.
Dindin loans offer different interest rates depending on the stipulated time to pay the money back . Loans with repayment in 7 days have to pay 12.9% interest, while in 14 days they will pay 17.9% and if the money is returned in a month, it will be 29.9%.
In addition, the amounts will no longer be limited to a maximum limit of 300 US dollars, but this can be increased to 1,100 US dollars . In any case, regardless of the amount requested, Dindin will grant only that amount that it considers can be returned without major problems, so each case is studied individually .
Repay the loan
The repayment of the loan can be made by bank transfer to any of the accounts that Dindin facilitates, or if you prefer , by contacting the company on the telephone number 91 836 45 42 to tell them to charge the card .
If for any reason when the date arrives it is not possible to make the disbursement, you have the option of requesting a postponement for a maximum period of 30 days, in which case it will be necessary to notify it so that the company communicates the new final amount that must be paid once fulfilled the extension period.
As is often the case with all financial institutions, great emphasis is placed on the fact that, in the event of any problem affecting payment, the situation is reported in detail in order to find solutions . If, on the contrary, an attitude is perceived that shows that it does not intend to face the acquired obligation, the company will act legally to defend the signed contract
Contact details Dindin
You can contact Dindin by phone or email from Monday to Friday from 09:00 to 18:00 .
- Email : info@dindin.es
- Telephone : 91 836 45 42
conclusion
Dindin offers an excellent opportunity to raise money , which is certainly an attraction for those who need immediate financing. But also, once that first link is created, it tries to offer a whole series of incentives that encourage the client to continue working with them. The availability of up to 1,100 US dollars is one of those incentives, especially considering that not all companies reach that figure.
For the rest, it is also worth mentioning that it extends the age range to 75 years instead of up to 70 as is usual in the sector, because this allows seniors who normally do not have the opportunity to benefit from microcredits, can do it.
