QuéBueno - Mini Loans up to $ 200 free instantly
QuéBueno : Up to € 200 for any unforeseen event (APR 0%)
|What type of financing does QuéBueno offer?||Quick credits , Mini- credits , Loans without payroll|
|What is the maximum credit granted by QuéBueno?||€ 900|
|And the minimum?||€ 1|
|How much can I have in the first loan?||200 €|
|Is the first loan free and interest-free?||YES|
|Do you have other offers?||NO|
|What is the maximum period that QuéBueno allows to return the money?||30 days|
|And the minimum return period?||1 day|
|How long does it take to give me an answer?||Minutes|
|In what time will I be able to have the money?||10 minutes|
|Do I need to have a payroll to access QuéBueno's mini-credits?||NO|
|¿QuéBueno is going to request a guarantee?||NO|
|Will my application be denied if I am on Credit Checker?||YES|
|What is the maximum debt that QuéBueno allows in Credit Checker?||€ 0|
|Can I request a loan from QuéBueno if I am a company?||NO|
|What if I am self-employed?||Yes|
|Will you accept my application if I am unemployed?||Yes|
|What if I am a pensioner?||Yes|
|Is there a maximum age to request a loan with QuéBueno?||70 years|
|And a minimum age?||18 years|
|Are there any other requirements?||Reside in United States, bank account|
|Can I use Instantor to validate my data?||NO|
|Can I cancel my credit early?||YES|
|Does the cancellation imply any expense or savings in the total cost of the loan?||Interest savings|
|Is there a possibility of an extension?||NO|
|What are the costs and expenses of extending the credit?|
|Do you have a simulator on your website?||YES|
|Does your simulator include the loan costs?||YES|
|And the extra costs like the extensions?||NO|
|What means does QuéBueno offer to receive my money?||Wire transfer|
|Can I receive the money with Hal-Cash?||NO|
|And what are the accepted ways to return it?||Card or transfer|
|Which banks do you work with to streamline procedures?||Bankia|
|7 day credit||15 day credit||One month credit|
|For € 100||€ 100||€ 100||€ 100|
|For € 300||€ 200 | 7 days | € 200||€ 200 | 15 days | € 200||€ 200 | 30 days | € 200|
|7 day credit||15 day credit||One month credit|
|For € 100||€ 106.93||€ 114.85||€ 129.70|
|For € 300||€ 200 | 7 days | € 213.86||€ 200 | 15 days | € 229.7||€ 200 | 30 days | € 259.4|
QuéBueno: Analysis and opinionHighlights: First free mini-credit
QuéBueno points out from the outset that its products are not designed to be a regular source of financing, but must only be used on very specific occasions, and it also informs us how much it will cost us to use this fast credit service.
In the simulator on its website we can adjust the amount and the term, and next to them, the cost of the loan appears according to the parameters entered. QuéBueno offers up to 200 US dollars to its new customers and up to 900 US dollars for regular customers.
What does QuéBueno offer?
QuéBueno offers us a first loan of up to 200 US dollars for free on our first request, with a repayment period of approximately one month, at intervals ranging from 30 to 44 days.
Regular customers of QuéBueno have the option of increasing the loan amount by up to 900 US dollars .
QuéBueno offers us quick mini-credits that are managed in just 15 minutes , and with such simplicity that it is not even necessary to complete the sending of supporting documentation. Filling in a simple form, QuéBueno studies our situation and gives us an answer.
This agility in the process allows us to satisfactorily resolve situations in which we need immediate liquidity, and it is one of the aspects that the company is most proud of.
Another advantage of QuéBueno, compared to similar companies, is the absolute flexibility it gives us when setting the amount and term, a fact that allows us to pay a lower cost for the loan.
Thus, there is no need to order "round" quantities if they are not required. Do we need 141 US dollars? So why ask for 150 US dollars? That extra amount on the capital that we need is money that will quote interest and make our loan more expensive.
Therefore, at QuéBueno we will be able to request the exact amount, and even return it before the deadline set at the beginning, which will also result in a cheaper final interest.
What do I need to request a loan in QuéBueno?
QuéBueno has implemented the simplest and most efficient formula to validate credit applications. They are not going to ask us for payroll, or bank statements, nor are they going to investigate our economy to see if we appear on a list of defaulters. All they are going to require of us is that we have a debit card associated with a bank account.
In this simple way, when the term for the return of the credit ends, QuéBueno will charge our card and the loan will be paid. Only in the event that there is a problem with this medium, we will have to settle the transaction through a transfer. If not, we won't even have to think about it.
What if I have problems dealing with the payment?
This is an issue that we should have planned from the beginning, and refrain from requesting a loan of these characteristics if there is not complete certainty that we will be able to meet the payment on the date. But there are imponderables, and it may be that, just as an unforeseen event has arisen that makes it necessary to request a mini-loan, another happens that prevents us from paying it on time.
If this is the case, it is advisable to contact QuéBueno and clearly explain the situation to them so that they can offer us a solution that benefits both parties. In any case, we must be aware that not complying with the part related to payment has consequences . The main one, that the return of the total amount will be more expensive, due to the penalties and surcharges that such delay entails.
If on the day designated for the repayment of the loan there is not enough cash in the account and we cannot send it to QuéBueno via transfer, we will be charged a charge of 10 US dollars for default. If after 15 days we still do not pay the credit money, we will have to pay 5 US dollars more. And after 75 days of non-payment, we will have to pay another 5 US dollars for the expenses incurred. To this amount must be added the delay charges that will be applied in successive days, which will be 0.99% per day on the initial total agreed.
As we can see, it is not important to delay in the return, and that is why from QuéBueno so much emphasis is placed on the fact that this type of microcredits must be used wisely and in situations in which they are truly necessary.
Are mini-credits the product I need?
Mini-credits are products with a high interest rate, which, if they accumulate late fees, can end up being a very bad business. That is why it is important to faithfully adhere to the conditions agreed upon from the beginning , since in this way, we will know exactly what the loan will cost and be able to assess whether or not it is interesting to us to have that money immediately in exchange for the amount that we are going to be charged.
In QuéBueno they use a very descriptive analogy for quick loans that perfectly illustrates the nature of these products, stating that they fulfill a similar function to that of taxis. The taxi is not the cheapest means of transport, nor does it pay to use it constantly, but sometimes, the speed and comfort it provides us, compensates for the surcharge we pay for this service.
If we need money quickly and comfortably, and we don't mind paying a little more, then we are a potential customer of QuéBueno. To find out if we are interested, we can go to QuéBueno , check the cost of your fast loans, and decide if we are interested.
QueBueno contact information
QuéBueno has a customer service from Monday to Friday , from 09:00 to 20:00 .
You can contact them through the following communication channels:
- Email : email@example.com
- Telephone : 93 515 71 36
QuéGood grants free loans?
Yes, in the case of our first request we can get up to 300 US dollars without interest, to be returned within a month.
How much can we get the first time?
QuéBueno grants a first loan of up to 200 US dollars that we can expand as we consolidate our relationship with the entity up to a maximum of 900 US dollars .
Can you get a loan without a debit card?
No. One of QuéBueno's requirements to apply for a loan is to have a debit card associated with the bank account of which we are the holder.
Therefore, to access this loan it is necessary to have a debit card.
What Good Does Credit Checker Support?
QuéBueno negatively values that its clients are registered in the Credit Checker and BADEXCUG delinquent files . So if we are in this situation, and our data appears in Credit Checker or other delinquency files, this entity is not an alternative for us.
In what ways can we repay the loan?
To make the return payment we will only have to access the "My Account" section and select the "Return Now" option . This simple operation will serve to generate the appropriate charge on the debit card provided for this purpose.
In the case of having problems with our card, QuéBueno also allows payment to be made by transfer indicating our DNI / NIE as a concept to this account number: Bankia ES95 2038 8978 1160 0045 0997.
Which banks does QuéBueno work with?
The only financial entity with which QuéBueno collaborates is Bankia .
If we wish, it is possible to make the loan payment through a transfer to an account with this entity, which we provide below: Bankia ES95 2038 8978 1160 0045 0997.
What is good for the advance payment of the return?
QuéBueno accepts the possibility that we make the advance payment of our fee without problems . In addition, in this way we will only have to pay the interest generated from the day the loan is entered, until the day of its cancellation.
To do this, we will only have to access the payment option in our personal area, or contact the entity through the email firstname.lastname@example.org , or by calling the number 935 157 136.
How does QuéBueno act in the event of default?
If when the expiration date arrives we cannot afford to pay your return, QuéBueno offers us the possibility of making the payment of your return through small partial payments , which we can make from the "Return now" button available in our user profile .
In addition, the problems of non-payments with this entity translate into the application of late fees. We can expand more information in this regard by contacting via email: email@example.com , or by calling the number 935 157 136.
What good grants extensions in the return period?
No. QuéBueno does not grant the possibility of extending the return period for a longer time.
Therefore, before requesting a loan from this entity, it is recommended to be sure of being able to comply with the payment of your return in the time established in our contract.
What is QuéBueno's contact number?
QuéBueno puts at our service the customer service number: 935 157 136 .
We can also contact the entity by email: firstname.lastname@example.org.