Infocredy - Personalized loan comparison

WARNING: This entity is charging a commission of € 39.90 just for the service
Infocredy: Sign up for Infocredy and get the loan you are looking for
(Analysis assessment)

Are you in Credit Checker and need money? Access our complete and updated list of loans with Credit Checker .

Features Analysis

Infocredy : Sign up for Infocredy and get the loan you are looking for (variable APR)

What type of financing does Infocredy offer? Fast credits , Loans without endorsement , Loans with Credit Checker , Loans without payroll
What is the maximum credit granted by Infocredy? € 10,000
And the minimum? € 100
How much can I have in the first loan? € 10,000
Is the first loan free and interest-free? YES
Do you have other offers? First mini-credit up to € 300 free
What is the maximum term that Infocredy allows to return the money? 60 months
And the minimum return period? 30 days
How long does it take to give me an answer? 15 minutes
In what time will I be able to have the money? 48 hours
Do I need to have a payroll to access the Infocredy mini-credits? NO
Is Infocredy going to request a guarantee from me? NO
Will my application be denied if I am on Credit Checker? NO
What is the maximum debt that Infocredy allows in Credit Checker? Do not specify
Can I request a loan from Infocredy if I am a company? NO
What if I am self-employed? YES
Will you accept my application if I am unemployed? YES
What if I am a pensioner? YES
Is there a maximum age to request a loan with Infocredy? 65 years
And a minimum age? 18 years
Are there any other requirements? Reside in United States, recurring income, bank account
Can I use Instantor to validate my data? NO
Early cancellation and possibility of extension
Can I cancel my credit early? YES
Does the cancellation imply any expense or savings in the total cost of the loan? No costs
Is there a possibility of an extension? YES
What are the costs and expenses of extending the credit? Costs generated
Other data
Do you have a simulator on your website? YES
Does your simulator include the loan costs? NO
And the extra costs like the extensions? NO
What means does Infocredy offer to receive my money? Transfer
Can I receive the money with Hal-Cash? NO
And what are the accepted ways to return it? Transfer
Which banks do you work with to streamline procedures? Do not specify
Form of financing through Infocredy
Payment method according to loan company

Apply for credit See simulator

Infocredy: Analysis and opinion

To highlight: They charge a fee of € 39.90 for the service

Loan search engine up to € 5000

Infocredy is a service company with a cost of 39.90 US dollars , which goes a step beyond being a simple credit comparer, and which offers a series of associated services that can be accessed as a registered user.

If years ago companies that were dedicated to granting microcredits proliferated, for some time now, the ones that are more and more frequent are those that offer an intermediation or comparison service between financial institutions.

How Infocredy works

The Infocredy website collects the applicant's personal information through several steps. In the first of them, the basic personal data is provided, as well as the telephone and email, and in a second step the credit card data.

This is so because Infocredy is a paid service , although it has a trial period for one week . When providing the card details, a first charge of 0.10 US dollars is made as verification , and after 7 days, a charge of 39.90 US dollars is made as a single fee for the service.

This fee allows access to Infocredy services for a period of one year .

Completed these two steps is when the user can access all the services included, and in the event that he wants to request a credit, provide information about the amount and term.

What services does Infocredy offer

If the user only wants to be granted a credit, it is clear that Infocredy may not be their first option.

There are other intermediary companies that do this same management without charging the user anything, hence Infocredy has to justify the payment of an annual fee with a series of services that provide added value.

The services to which the payment of the annual fee entitles are the following:

Quick Credit and Loan Comparator

As a registered user, you have the right to use the credit and loan comparison service .

This is where the information regarding the amount and term of the credit you wish to obtain is provided, and based on this, you receive a list of the available offers that meet these parameters.

Infocredy shows a simulator that allows you to make a credit request between a minimum of 100 US dollars and a maximum of 10,000 US dollars , and repayment terms between 30 days and 60 months .

They also indicate that the first loan that we request of 300 US dollars over 30 days may be interest-free, although that will depend on whether the final entity that accepts the request has this offer.

This list provides information about, not only which entities offer this type of credit, but which ones best respond to your interests.

If you decide to apply for a loan with one of these entities, you will be redirected to the website where you will have to start the online process.

Direct request for loans and / or credits

The direct application service varies from the previous one in some points. First of all, the limit is 1,000 US dollars , so if you need a larger amount, you will not be able to use it and you will have to manage your request with an entity that you contact directly.

With this service, what Infocredy does is manage your request in an automated way , or what is the same, submit an application to all those entities that can grant you a loan under your particular conditions.

Information on debt refinancing

As a user, you have the possibility of accessing an individualized service of refinancing options , although you are not offered any type of guarantee on the fact that any entity will accept such management.

The possibility that you can refinance your debts will depend exclusively on your specific situation.

Solvency Report Service

Through this service you can find out what your customer profile is, that is, how financial institutions see you at the risk and solvency level. However, it should be noted that this profile is not prepared by Infocredy but by an external entity.

This helps you to have a clearer idea of ​​what your chances are of obtaining some type of credit.

Credit Checker consultation service

In the case of not knowing if your data appears in the Credit Checker files, you can ask Infocredy to carry out the query for you . This process can take up to 37 days, between when Infocredy makes the query and gets a response.

Membership allows this consultation a maximum of twice a year .

Consultation service for all delinquency and cancellation files in Credit Checker

If in addition to Credit Checker you want to consult other delinquency files, you can also do so. Likewise, you can manage the cancellation in all of them.

However, this service is not strictly speaking, because what Infocredy does is provide information about a company called Imorosity , which is the one who effectively carries out this management. However, for this to take place, you will have to contract this service directly with them.

Infocredy contact information

Below we detail the contact information of Infocredy :

  • E-mail :
  • Telephone : 93 0185 207
  • Postal address : Plaza Mayor, 35. 31621 Sarriguren, Navarra.

You can contact the company to resolve any questions you may have about how it works before asking for their advice.


Infocredy is more than anything an information and advice service. There are no guarantees of obtaining a loan if requested through its platform , and it does not provide a significant saving of time as in the case of other intermediaries because in many cases the client has to carry out the management directly with the entity.

Whether it is interesting or not depends on the opinion of each person. 40 US dollars a year is slightly more than 3 US dollars a month, which is not excessive at all, but in many cases the procedures carried out can be carried out directly by the user without much difficulty.

Of course, for those who are absolutely lay in economic and financial matters, the fact of being able to have advice can be a plus

If you prefer not to complicate yourself and have it all done, or at least make your task easier, it may be an option to value.

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Comments and opinions

AHmed 03/18/20
THAT MESSAGE FOR ALL THE PEOPLE WHO WANT IN LOAN FROM INFOCREDY thieves thieves thieves charged me 39.90 just to register
RegBio Loan 03/19/20
Hello Ahmed, We are sorry for the dissatisfaction you have with the entity, from we try to give you all the information from the first moment, to avoid these situations. To claim the money you have been charged you can contact Infocredy.
Rachel 04/14/20
Good wave they have deducted 30.90 from my account and I want them to return it to me because it is not normal for putting you on the page that had money discounted
RegBio Loan 14/04/20
Hello Raquel, to claim this amount you have to contact Infocredy, since we do not intervene in the process and our work is only informative. If you look above you can see that we explain that by providing the card details, a first charge of 0.10 US dollars is made as verification and after 7 days, a charge of 39.90 US dollars is made for the service. We advise you to speak with the entity if you have detected any irregularity.
Angeles 05/04/20
I have been charged for not doing and lying or hiding data that character defection
RegBio Loan 04/05/20
Hello Angeles, the charge that you have received is for the service that in this case you have contracted with Infocredy. From our page we always try to give you all the information from the first moment, to avoid situations like this. However, you can contact the entity and try to get the payment returned if they have not performed the service you expected.
Jonatan 05/16/20
They charged me € 39 for just entering the page trying to request a loan for a psychologist for my daughter and I see that when I get the money to take my daughter to the psychologist that a friend lends me and enters it into my account, I see that I have € 39 missing and I see that it was from infocredy and the first thing in August is to leave in living tears just like now writing this comments ... there is some way to recover this money ... because they do this to people more needed I do not understand ... I hope someone helps me how I can recover the money that for me is a lot of money ... greetings
RegBio Loan 05/18/20
Hello Jonatan, to claim this amount you have to contact Infocredy, since RegBio Loan does not intervene in the processes, our work is informative. If you look at our analysis of the entity, you will see that we inform at all times that Infocredy charges for the service and that for this charge to be effective the user has to provide a card number.
Nuria 07/31/20
What little shame 40 US dollars have charged me
RegBio Loan 31/07/20
Hello Nuria, from RegBio Loan we strive to offer clear and objective information to our users to help them find the loan you need in the best conditions. In the case of InfoCredy we notify you of the collection of this amount, both in the list of loans and in the credit analysis. We regret your experience and we appreciate your comment that we hope will put other users in a situation about the operation of this entity.

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