Finzmo - Online loan broker up to $ 10,000 to be returned from 6 to 60 months
(Analysis assessment)
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Finzmo : Online personal loans (variable APR)
| What type of financing does Finzmo offer? | Fast credits , Loans without endorsement , Loans with Credit Checker , Loans without payroll |
| What is the maximum credit that Finzmo grants? | € 10,000 |
| And the minimum? | € 500 |
| How much can I have in the first loan? | € 10,000 |
| Is the first loan free and interest-free? | NO |
| Do you have other offers? | NO |
| What is the maximum period that Finzmo allows to return the money? | 60 months |
| And the minimum return period? | 91 days |
| How long does it take to give me an answer? | 5 minutes |
| In what time will I be able to have the money? | 15 minutes to 48 hours |
| Do I need to have a payroll to access Finzmo mini-credits? | NO |
| Is Finzmo going to ask me for a guarantee? | NO |
| Will my application be denied if I am on Credit Checker? | NO |
| What is the maximum debt Finzmo allows in Credit Checker? | Do not specify |
| Can I request a loan from Finzmo if I am a company? | NO |
| What if I am self-employed? | YES |
| Will you accept my application if I am unemployed? | YES |
| What if I am a pensioner? | YES |
| Is there a maximum age to request a loan with Finzmo? | 65 years |
| And a minimum age? | 18 years |
| Are there any other requirements? | Reside in United States, DNI or NIE, mobile phone, checking account |
| Can I use Instantor to validate my data? | NO |
| Can I cancel my credit early? | YES |
| Does the cancellation imply any expense or savings in the total cost of the loan? | No costs |
| Is there a possibility of an extension? | YES |
| What are the costs and expenses of extending the credit? | Interest generated |
| Do you have a simulator on your website? | YES |
| Does your simulator include the loan costs? | NO |
| And the extra costs like the extensions? | NO |
| What means does Finzmo offer to receive my money? | Wire transfer |
| Can I receive the money with Hal-Cash? | NO |
| And what are the accepted ways to return it? | Transfer, deposit or card |
| Which banks do you work with to streamline procedures? | Do not specify |
| Payment method according to loan company |
Finzmo: Analysis and opinion
Highlights: Immediate personal loan 
Finzmo works as a free personal loan search engine through banks, credit unions and online lenders whose purpose is to help you find the best financing option .
Finzmo works based on an automatic system known as "Ping Tree" by which, according to the data you provide, you will receive the most appropriate financing options according to your credit profile , helping you to find the best alternative quickly and safely.
Loan conditions
Although Finzmo will allow you to select personal loans for amounts between 500 US dollars and 10,000 US dollars to return between 6 and 60 months , the final conditions of the credit you get will depend on factors such as financial policies, your solvency capacity or credit history .
Regarding possible doubts about the financing conditions of your credit, you should contact the company that approves your application and make sure that you are satisfied with them.
Application for a personal loan
If you have decided that you are going to resort to Finzmo to find the best personal loan offer on the internet, you can go to their website and use their simulator by choosing the amount of money and repayment term that you need .
Next , you will be asked to provide a series of personal and financial information necessary to assess your risk profile and find the best offer for you in their network of lenders .
Among the personal data that they are going to ask you for are:
- Name and surname,
- DNI or NIE number,
- Address,
- Email and phone number,
- Bank account number.
Afterwards, the tool will allow you the option of selecting the credit institutions that best suit your circumstances, duly informing you of the rates and interest rates of each credit that it offers you.
Once you choose which lender is best for you, they may ask you to provide more information to evaluate your request before making a decision on it.
In the event that the company approves your request, you will have the money in your account within a usual period of between 24 and 48 hours .
Application requirements
All online credit companies agree when demanding the following application conditions from their applicants:
- Be between 18 years old,
- Have a Spanish residence,
- Have a demonstrable minimum income (payroll or property),
- Have a mobile phone line,
- Be the holder of a bank account in United States.
To check the application requirements attached to your loan, you will need to go to the lender that approved your application and make sure you meet all of them.
Finzmo and Credit Checker
Being an online loan broker you can send your loan request regardless of whether you are in Credit Checker or not .
Obviously if your data is not registered in any delinquency list, you will have access to more financing alternatives than if your credit history is bad. In any case, Finzmo accepts Credit Checker requests.
Loan repayment
The return policy of each lender sets the conditions in which you must make the payment of your installments .
In general, it is common for you to have the following payment methods supported by most companies: bank transfer, credit or debit card and payment in cash .
To be sure that you are well aware of the repayment conditions of the loan you contract, it is recommended that you carefully read the obligations you assume regarding your return policy. This way you will be aware of the consequences associated with non-compliance with your payments.
Finzmo contact details
If we want to get in touch with Finzmo , you can do it through his email
- Email: customers@finzmo.es
Customer service hours are Monday to Friday from 10:00 a.m. to 9:00 p.m.
conclusion
Finzmo offers you a free loan search service available 24 hours a day , which provides you with the financing option that meets your needs according to your solvency capacity.
In no case does Finzmo work as a financial institution, its sole objective is to connect people who are seeking credit with the entities with which they collaborate.
You can benefit from their services and get the loans you need quickly and safely. Finzmo allows you to find the best financing alternative by putting at your disposal the best offer of credits according to your particular situation.
For this reason, you must bear in mind that both the requirements and the rest of the financing conditions are set by the loan companies to which Finzmo will direct you. Make sure that the conditions you contract with the lender correspond to your interests before signing your loan contract .
