Finzmo - Online loan broker up to $ 10,000 to be returned from 6 to 60 months

Finzmo: Online personal loans
(Analysis assessment)

Are you in Credit Checker and need money? Access our complete and updated list of loans with Credit Checker .

Features Analysis

Finzmo : Online personal loans (variable APR)

What type of financing does Finzmo offer? Fast credits , Loans without endorsement , Loans with Credit Checker , Loans without payroll
What is the maximum credit that Finzmo grants? € 10,000
And the minimum? € 500
How much can I have in the first loan? € 10,000
Is the first loan free and interest-free? NO
Do you have other offers? NO
What is the maximum period that Finzmo allows to return the money? 60 months
And the minimum return period? 91 days
How long does it take to give me an answer? 5 minutes
In what time will I be able to have the money? 15 minutes to 48 hours
Do I need to have a payroll to access Finzmo mini-credits? NO
Is Finzmo going to ask me for a guarantee? NO
Will my application be denied if I am on Credit Checker? NO
What is the maximum debt Finzmo allows in Credit Checker? Do not specify
Can I request a loan from Finzmo if I am a company? NO
What if I am self-employed? YES
Will you accept my application if I am unemployed? YES
What if I am a pensioner? YES
Is there a maximum age to request a loan with Finzmo? 65 years
And a minimum age? 18 years
Are there any other requirements? Reside in United States, DNI or NIE, mobile phone, checking account
Can I use Instantor to validate my data? NO
Early cancellation and possibility of extension
Can I cancel my credit early? YES
Does the cancellation imply any expense or savings in the total cost of the loan? No costs
Is there a possibility of an extension? YES
What are the costs and expenses of extending the credit? Interest generated
Other data
Do you have a simulator on your website? YES
Does your simulator include the loan costs? NO
And the extra costs like the extensions? NO
What means does Finzmo offer to receive my money? Wire transfer
Can I receive the money with Hal-Cash? NO
And what are the accepted ways to return it? Transfer, deposit or card
Which banks do you work with to streamline procedures? Do not specify
Form of financing through Finzmo
Payment method according to loan company

Apply for credit See simulator

Finzmo: Analysis and opinion

Highlights: Immediate personal loan

Online loan broker up to € 60,000 with Asnef

Finzmo works as a free personal loan search engine through banks, credit unions and online lenders whose purpose is to help you find the best financing option .

Finzmo works based on an automatic system known as "Ping Tree" by which, according to the data you provide, you will receive the most appropriate financing options according to your credit profile , helping you to find the best alternative quickly and safely.

Loan conditions

Although Finzmo will allow you to select personal loans for amounts between 500 US dollars and 10,000 US dollars to return between 6 and 60 months , the final conditions of the credit you get will depend on factors such as financial policies, your solvency capacity or credit history .

Regarding possible doubts about the financing conditions of your credit, you should contact the company that approves your application and make sure that you are satisfied with them.

Application for a personal loan

If you have decided that you are going to resort to Finzmo to find the best personal loan offer on the internet, you can go to their website and use their simulator by choosing the amount of money and repayment term that you need .

Next , you will be asked to provide a series of personal and financial information necessary to assess your risk profile and find the best offer for you in their network of lenders .

Among the personal data that they are going to ask you for are:

  • Name and surname,
  • DNI or NIE number,
  • Address,
  • Email and phone number,
  • Bank account number.

Afterwards, the tool will allow you the option of selecting the credit institutions that best suit your circumstances, duly informing you of the rates and interest rates of each credit that it offers you.

Once you choose which lender is best for you, they may ask you to provide more information to evaluate your request before making a decision on it.

In the event that the company approves your request, you will have the money in your account within a usual period of between 24 and 48 hours .

Application requirements

All online credit companies agree when demanding the following application conditions from their applicants:

  • Be between 18 years old,
  • Have a Spanish residence,
  • Have a demonstrable minimum income (payroll or property),
  • Have a mobile phone line,
  • Be the holder of a bank account in United States.

To check the application requirements attached to your loan, you will need to go to the lender that approved your application and make sure you meet all of them.

Finzmo and Credit Checker

Being an online loan broker you can send your loan request regardless of whether you are in Credit Checker or not .

Obviously if your data is not registered in any delinquency list, you will have access to more financing alternatives than if your credit history is bad. In any case, Finzmo accepts Credit Checker requests.

Loan repayment

The return policy of each lender sets the conditions in which you must make the payment of your installments .

In general, it is common for you to have the following payment methods supported by most companies: bank transfer, credit or debit card and payment in cash .

To be sure that you are well aware of the repayment conditions of the loan you contract, it is recommended that you carefully read the obligations you assume regarding your return policy. This way you will be aware of the consequences associated with non-compliance with your payments.

Finzmo contact details

If we want to get in touch with Finzmo , you can do it through his email

Customer service hours are Monday to Friday from 10:00 a.m. to 9:00 p.m.


Finzmo offers you a free loan search service available 24 hours a day , which provides you with the financing option that meets your needs according to your solvency capacity.

In no case does Finzmo work as a financial institution, its sole objective is to connect people who are seeking credit with the entities with which they collaborate.

You can benefit from their services and get the loans you need quickly and safely. Finzmo allows you to find the best financing alternative by putting at your disposal the best offer of credits according to your particular situation.

For this reason, you must bear in mind that both the requirements and the rest of the financing conditions are set by the loan companies to which Finzmo will direct you. Make sure that the conditions you contract with the lender correspond to your interests before signing your loan contract .

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