Prestamon - Loan search engine without endorsement up to $ 1,000
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Prestamon : Get up to € 1,000 today (variable APR)
|What type of financing does Prestamon offer?||Quick credits , Mini- credits , Loans with Credit Checker , Loans without payroll|
|What is the maximum credit granted by Prestamon?||€ 1,000|
|And the minimum?||€ 100|
|How much can I have in the first loan?||€ 1,000|
|Is the first loan free and interest-free?||YES|
|Do you have other offers?||YES|
|What is the maximum term that Prestamon allows to return the money?||120 days|
|And the minimum return period?||91 days|
|How long does it take to give me an answer?||15 minutes|
|In what time will I be able to have the money?||24 hours|
|Do I need to have a payroll to access Prestamon mini-credits?||NO|
|Will Prestamon request a guarantee from me?||NO|
|Will my application be denied if I am on Credit Checker?||NO|
|What is the maximum debt that Prestamon allows in Credit Checker?||Do not specify|
|Can I request a loan from Prestamon if I am a company?||NO|
|What if I am self-employed?||YES|
|Will you accept my application if I am unemployed?||YES|
|What if I am a pensioner?||YES|
|Is there a maximum age to request a loan with Prestamon?||80 years|
|And a minimum age?||18 years|
|Are there any other requirements?||Reside in United States, national bank account, own e-mail and mobile phone|
|Can I use Instantor to validate my data?||NO|
|Can I cancel my credit early?||YES|
|Does the cancellation imply any expense or savings in the total cost of the loan?||Interest savings|
|Is there a possibility of an extension?||YES|
|What are the costs and expenses of extending the credit?||Interest generated|
|Do you have a simulator on your website?||YES|
|Does your simulator include the loan costs?||YES|
|And the extra costs like the extensions?||NO|
|What means does Prestamon offer to receive my money?||Transfer|
|Can I receive the money with Hal-Cash?||NO|
|And what are the accepted ways to return it?||Transfer, credit or debit card or deposit|
|Which banks do you work with to streamline procedures?||BBVA, Banco Santander, La Caixa|
|Payment method according to loan company|
Prestamon: Analysis and opinionHighlights: Personal loan up to € 1,000
Prestamon is a web platform owned by the Estonian company Fiizy Ltd, with a presence in seven countries, including the United States. Its main job is to help users who are in search of financing for free, offering a quick online loan comparison tool .
Through Prestamon you can obtain loans from 100 US dollars to 1,000 US dollars to be repaid in terms of between 91 and 120 days regardless of whether you are in Credit Checker.
Below we explain its operation, conditions and requirements.
How Prestamón works
To get a loan using this comparative platform, you should know that the process is completely online, so you can request it anywhere and at any time of the day.
First you will have to enter their website indicate the amount you need and the term in which you want to return it . Once chosen, you must fill in the form with your personal, financial and banking information. It is important that you fill in all the fields of the questionnaire, mainly so that the options Prestamon presents to you are adapted to your situation and also to avoid delays in the concession.
After a brief solvency study, which will last a few seconds, you will be able to see the pre-granted credits that you can access along with a small summary of conditions.
The next thing you should do is access the lender's website and confirm your details . The loan company with which you are going to formalize may require some additional information for final approval, such as the occupancy regime of your home, number of people in your charge, etc.
Once the operation is accepted, you will have the final financing conditions . We advise you to read the loan agreement carefully prior to acceptance and if you have any questions, contact the lender directly, since Prestamon only mediates for information during the application .
After your agreement and signing the contract , the fast credit company you have chosen will immediately issue the transfer of the money to your bank account . The arrival of the money can take from 15 minutes to 24 hours , this will depend on your bank.
As we have said before, Prestamon does not grant loans , but will compare the offers selected for your profile. That is why the conditions vary depending on the lender .
Even so, the entities that you can find on its web portal are governed by the following stipulations:
- The minimum amount to request is 100 US dollars and the maximum is 1,000 US dollars,
- Returns are made in a single payment, between 91 and 120 days,
- You do not have an opening commission.
Regarding the form of payment for reimbursement, penalties for delay, extension and other conditions, they will be determined by the entity with which you carry out the operation.
Prestamon works with companies that request minimum requirements and although the lender may additionally require some more, you must at least comply with the main ones:
- Be between 18 and 80 years old,
- Possess DNI or NIE and reside in national territory,
- Have an account in a Spanish bank,
- Have a mobile phone in your name (contract or prepaid) and email.
Regarding payroll, on their website they report that it is not necessary to provide it, even so it is necessary to have income as a guarantee of return . As it can be unemployment, pension or any other type of recurring income.
Prestamón contact information
To get in touch with Prestamon you must write to the email provided on their website and state your query.
- Email: firstname.lastname@example.org
If you need a loan urgently with the most affordable conditions, having the Prestamon comparator is an option, since you will not have to fill out a number of forms without knowing if you will get the credit or not.
To provide the information that suits you, they carry out a computerized analysis of your profile in which after entering your data it will show you the credits that you can access.
Having a variety of companies on its platform makes this task easier for users who have a damaged credit history , since it is usually more difficult to obtain money in those circumstances.
In addition, your data will be registered in your customer area and you will be able to have financing as many times as your financial capacity supports , either simultaneously, or in the future, once we return the outstanding credits.
Something that you must bear in mind is that Prestamon does not grant credits , so the decision and final conditions depend on the fast loan company that you have selected .