Pezetita - First loan up to $ 1,000 with Credit Checker
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Pezetita : It gives you a lot of coins (variable APR)
|What type of financing does Pezetita offer?||Quick credits , Mini- credits , Loans with Credit Checker , Loans without payroll|
|What is the maximum credit granted by Pezetita?||€ 1,000|
|And the minimum?||€ 100|
|How much can I have in the first loan?||€ 1,000|
|Is the first loan free and interest-free?||YES|
|Do you have other offers?||NO|
|What is the maximum term that Pezetita allows to return the money?||90 days|
|And the minimum return period?||61 days|
|How long does it take to give me an answer?||Minutes|
|In what time will I be able to have the money?||48 hours|
|Do I need to have a payroll to access the Pezetita mini-credits?||NO|
|Is Pezetita going to request a guarantee?||NO|
|Will my application be denied if I am on Credit Checker?||NO|
|What is the maximum debt that Pezetita allows in Credit Checker?||Do not specify|
|Can I request a loan from Pezetita if I am a company?||NO|
|What if I am self-employed?||YES|
|Will you accept my application if I am unemployed?||YES|
|What if I am a pensioner?||YES|
|Is there a maximum age to request a loan with Pezetita?||65 years|
|And a minimum age?||18 years|
|Are there any other requirements?||Have a bank account, reside in United States, ID, email and telephone|
|Can I use Instantor to validate my data?||NO|
|Can I cancel my credit early?||YES|
|Does the cancellation imply any expense or savings in the total cost of the loan?||No costs|
|Is there a possibility of an extension?||YES|
|What are the costs and expenses of extending the credit?||Costs generated|
|Do you have a simulator on your website?||YES|
|Does your simulator include the loan costs?||NO|
|And the extra costs like the extensions?||NO|
|What means does Pezetita offer to receive my money?||Transfer|
|Can I receive the money with Hal-Cash?||NO|
|And what are the accepted ways to return it?||Transfer|
|Which banks do you work with to streamline procedures?||Unspecified|
|Payment method according to loan company|
Pezetita: Analysis and opinionHighlights: Up to € 1,000 regardless of Credit Checker
Pezetita is one of many websites that have appeared lately and whose mission is not to provide loans, but to act as intermediaries between financial institutions and clients.
The benefit that the user obtains is time saving , in the sense that he does not have to go around consulting the conditions of each loan company, but once he provides his personal information and this is transmitted to the financial companies, he receives back the most advantageous proposals so that you can decide between them.
How Pezetita works
The process that is followed is similar to that of most websites dedicated to granting microcredits, that is, a form is filled out in which personal information is provided and the amount to be received as credit.
The answer is obtained in a matter of minutes , since the system compares the conditions demanded by credit providers with the personal information collected and evaluates which entities are in a position to offer a loan.
The information that the user receives are therefore the standard conditions established by the financial institutions that accept clients with their characteristics.
Pezetita does not intervene at any other point in the process, and it is at the moment in which the information from the credit institutions returns to the user, where its intervention ends.
If the client wants to specify any of the offers, he must go ahead by contacting the chosen entity directly .
The service is completely free , so that the user does not have to pay any amount to use the web. With what you actually pay is with the use of your personal data, which is what Pezetita sells and for which you receive a commission from the companies.
The only way to activate the service is to respond to all the information that is requested , and accept the use that Pezetita makes of them by checking the boxes assigned for this purpose.
This aspect is important because Pezetita, once it provides said data, no longer has responsibility for the handling that said entity does, so if the user does not specify the credit with a company, he should know that it has his data and that it will be before she before those who have to exercise their rights
Pezetita clearly specifies in the terms of service that in no way acquires any responsibility in the agreements reached by the client and financial , so there is no claim by any of the parties if there are defaults or if the client is finally not satisfied with the treatment received by the entity with which you sign the loan contract.
The amounts that can be requested range between 100 US dollars and 1,000 US dollars , although, as is well known, in the microcredit sector, the majority of companies only grant a maximum amount of 300 US dollars in their first interaction With a client.
This cap is not fixed, and varies from one company to another. In addition, the customer's creditworthiness conditions play an important role in making exceptions or accepting higher amounts.
Therefore, although the client is free to request the amount they want within the aforementioned range , the number of offers they can receive will be higher or lower depending on how realistic their requests are.
The service is open to all types of people , whatever their employment or credit situation, regardless of whether they are on delinquency lists such as Credit Checker.
Of course, you will always have to meet the minimum requirements required by any entity in terms of conditions for the granting of one of these microcredits, which are usually established at a minimum age of 18 years, Spanish residence, and have a bank account, telephone and email.
Payroll or guarantees are not required , although obviously the better the economic conditions that the applicant enjoys, the easier it will be to obtain a greater number of interesting offers.
Pezetita contact information
If you need to contact Pezetita, you can do so either by phone or by email 24 hours a day, 7 days a week.
- Email : email@example.com
- Telephone : 668 680 035
As noted at the beginning, the Pezetita service is primarily interesting to save time .
While anyone who wants to avoid the process of contacting companies one by one can benefit from it, those who may find it most useful are the users with the worst financial situation or credit history in Credit Checker , since they are the most prone to receiving refusals.
Therefore, as long as you are aware that you are dealing with an intermediary and not with an entity that grants credits, there are no buts to put at the service , since it satisfactorily fulfills the purpose it has.