Andacrédito - Loan search engine up to $ 1,000 for 90 days

AndaCrédito: Loans in 5 minutes
(Analysis assessment)

Are you in Credit Checker and need money? Access our complete and updated list of loans with Credit Checker .

Features Analysis

AndaCrédito : Loans in 5 minutes (variable APR)

What type of financing does AndaCrédito offer? Quick credits , Mini- credits , Loans with Credit Checker , Loans without payroll
What is the maximum credit granted by AndaCrédito? € 1,000
And the minimum? € 100
How much can I have in the first loan? € 1,000
Is the first loan free and interest-free? YES
Do you have other offers? NO
What is the maximum term allowed by AndaCrédito to return the money? 90 days
And the minimum return period? 61 days
How long does it take to give me an answer? 5 minutes
In what time will I be able to have the money? Immediate according to banks but 24 / 48h
Do I need to have a payroll to access the AndaCrédito mini-credits? NO
Is AndaCrédito going to request a guarantee? NO
Will my application be denied if I am on Credit Checker? NO
What is the maximum debt that AndaCrédito allows in Credit Checker? Do not specify
Can I request a loan from AndaCrédito if I am a company? NO
What if I am self-employed? YES
Will you accept my application if I am unemployed? YES
What if I am a pensioner? YES
Is there a maximum age to request a loan with AndaCrédito? 80 years
And a minimum age? 18 years
Are there any other requirements? Reside in United States, identity document, valid phone number and a bank account
Can I use Instantor to validate my data? NO
Early cancellation and possibility of extension
Can I cancel my credit early? YES
Does the cancellation imply any expense or savings in the total cost of the loan? No costs
Is there a possibility of an extension? YES
What are the costs and expenses of extending the credit? Interest generated
Other data
Do you have a simulator on your website? YES
Does your simulator include the loan costs? NO
And the extra costs like the extensions? NO
What means does AndaCrédito offer to receive my money? Wire transfer
Can I receive the money with Hal-Cash? NO
And what are the accepted ways to return it? Transfer or deposit
Which banks do you work with to streamline procedures? Do not specify
Form of financing through AndaCrédito
Payment method according to loan company

Apply for credit See simulator

AndaCrédito: Analysis and opinion

Highlights: Up to € 1,000 in 5 minutes

Quick credit comparator up to € 1,000 for 90 days with Asnef

AndaCrédito is a trademark of the company Crezu Ltd with headquarters in Barcelona. They are not a credit institution , but rather have an online platform that presents you with the quick loan options best suited to your needs.

Through an automated search system based on your profile, they show the pre-approved offers that you can access. Its computerized way of operating allows you to make your request any day of the week, 24 hours a day, and get an almost immediate response.

How AndaCrédito works

To start the process of applying for a quick loan through AndaCrédito, it is necessary that you fill out the form through its website.

First, you will have to choose the amount you need between 100 US dollars and 1,000 US dollars , in addition to the return period , between 61 and 90 days . For the search to be more exact, it is essential that you complete the application form with your personal, financial, employment and banking information. You also have to verify your identity through the online access of your bank , for this they use a security protocol "SSL" that allows the secure validation of your data.

Based on these data, AndaCrédito performs an immediate computerized study and shows a list of the financial companies that have pre-accepted your application. Next, you will have to select the loan that best suits you and you will access the lender's website to verify your information.

Once your data has been confirmed with the financial company, they will normally make the transfer to your account immediately.

Loan conditions

AndaCrédito offers you its free loan search service , in which after showing the entities you can access, you are not obliged to accept any credit until you approve the contract with the lender.

As regards the interests through AndaCrédito offers an loans that are in a range between 0% and 36% TAE. Although if it is your first application, it is possible to find free loan offers.

In any case, you must bear in mind that the total cost of the loan as well as its interest rate will depend on the lender with which you accept the application .


In principle, you have a repayment period of between 61 and 90 days in a single payment, but this factor will be established by the financial institution with the formalization of the loan.

If any incident occurs with the return or you need an extension, you must contact the lender with whom you made the acceptance as soon as possible.

AndaCrédito and Credit Checker

The greatest advantage of applying for a quick loan through a loan comparator is the variety of financial entities that you can access depending on your profile. If you are in Credit Checker you should know that AndaCrédito has no problems processing your application, although the decision to grant you the loan or not will depend on the credit institutions with which it collaborates and the result of the risk analysis they carry out.

Application requirements

As it is a loan comparator, the final requirements will be set by each lender , even so it is necessary to meet these conditions basic:

  • Be between 18 and 80 years old,
  • Reside in United States,
  • Have DNI or NIE,
  • Have email and mobile phone,
  • Have a Spanish bank account with access to online banking.

AndaCrédito contact information

If we need to contact Andacrédito we can do so through the two contact channels that they offer us.

Hours of operation are 24 hours a day, 7 days a week.


AndaCrédito is a credit comparer that facilitates the search for quick loans , since it performs an immediate analysis of your profile and allows you to quickly see a list of lenders that can grant you credit . In addition, it shows them ordered in improvement of conditions to help you in the choice.

Another feature that AndaCrédito has is the possibility of requesting a second loan without the previous one having been canceled. In this case, the chances of granting a new loan will be lower, but it is important to know that you have this option.

As you are not a credit institution, you must bear in mind that the final decision will be made by the chosen financial institution as well as the final conditions of the loan, so we recommend you review all the information before acceptance and in case of doubt, consult directly to the lender for any clarification.

In order to verify the services that AndaCrédito offers, which are also free, you have the advantage of applying for loans in any circumstance, whether you are a pensioner, self-employed or unemployed.

You can find the best financing offer, and get from 100 to 1,000 US dollars to return between 61 and 90 days.

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