Crezu - Quick loans up to $ 1,000

Crezu: Loans in 5 minutes
(Analysis assessment)

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Features Analysis

Crezu : Loans in 5 minutes (variable APR)

What type of financing does Crezu offer? Quick credits , Mini- credits , Loans with Credit Checker , Loans without payroll , Credits without papers
What is the maximum credit granted by Crezu? € 1,500
And the minimum? € 100
How much can I have in the first loan? € 300
Is the first loan free and interest-free? YES
Do you have other offers? NO
What is the maximum term that Crezu allows to return the money? 90 days
And the minimum return period? 61 days
How long does it take to give me an answer? 15 minutes
In what time will I be able to have the money? Immediate according to banks yes no 24 / 48h
Do I need to have a payroll to access Crezu's mini-credits? NO
Is Crezu going to request a guarantee? NO
Will my application be denied if I am on Credit Checker? NO
What is the maximum debt that Crezu allows in Credit Checker? Do not specify
Can I request a loan from Crezu if I am a company? NO
What if I am self-employed? YES
Will you accept my application if I am unemployed? YES
What if I am a pensioner? YES
Is there a maximum age to request a loan with Crezu? 80 years
And a minimum age? 18 years
Are there any other requirements? E-mail, telephone, DNI or NIE, reside in United States
Can I use Instantor to validate my data? YES
Early cancellation and possibility of extension
Can I cancel my credit early? YES
Does the cancellation imply any expense or savings in the total cost of the loan? For free
Is there a possibility of an extension? YES
What are the costs and expenses of extending the credit? Costs generated
Other data
Do you have a simulator on your website? YES
Does your simulator include the loan costs? NO
And the extra costs like the extensions? NO
What means does Crezu offer to receive my money? Transfer or card
Can I receive the money with Hal-Cash? NO
And what are the accepted ways to return it? Transfer or deposit
Which banks do you work with to streamline procedures? According to entity
Form of financing through Crezu
Payment method according to loan company

Apply for credit See simulator

Crezu: Analysis and opinion

Highlights: First credit up to € 300

Loan seeker without commissions up to € 1000 with Asnef

Crezu is a trademark of the Fininity LTd company with a presence in more than 10 countries, including the United States. It does not grant credits, it is a free financial intermediary that facilitates the search for personal loans. To do this, it uses a computer algorithm that, based on the credit profile, shows the options that you can access. Thanks to this automated process, you can get a loan at any time of the day.

Crezu offers you loans up to 1,000 US dollars to be repaid from 61 to 90 days in different companies in the sector.

How Crezu works

If you need to compare the offer of loans available to you and receive the money quickly, the first thing you should do is access the Crezu website to complete the application form .

In the questionnaire you will have to specify the amount you need and provide your personal and contact information . Later you will have to include your bank and work details . It is important that you pay attention when entering your data, since with that information your profile will be created and this will be decisive for approval.

Next , an immediate automated analysis will be carried out and you will be able to see the list of loans to which you have access along with a small summary of conditions.

The last step is to select the entity with which you want to formalize the credit and confirm your details .
After accepting the contract, they will generally issue the transfer to your account so that you can have the money in minutes.


Crezu works as an online search engine whose task is to collect the offers selected for your profile, therefore, the final conditions of the loans will always be set by the lender with whom you formalize the operation.

However, there are some common aspects that you can find among the options they present on their website:

  • Amount : in its comparator you can get loans from 100 US dollars to 1,000 US dollars, however, in your first application you may find the concession limited to 300 US dollars.
  • Interest : you have an APR from 0% to 1009.48%, although if it is your first loan you could get some free credit offers, that is, you would only return exactly the same amount that you have requested.
  • Refund : the credits promoted by Crezu must be returned in a single installment. The term for the refund ranges from 61 to 90 days. You can always count on early cancellation, and the charges involved will be up to the lender.
  • Credit history : being a comparator you have a wide variety of entities according to which it will be more or less difficult to get a loan with Credit Checker.


Crezu is not very demanding when it comes to requirements, but you must at least meet the following:

      • Possess an age between 18 and 80 years,
      • Be a Spanish resident,
      • Have a DNI, NIE or passport,
      • Have email and mobile phone,
      • Have a bank account in United States and in some cases with access to online banking.

There is the possibility that it is necessary to meet some additional requirement, this will depend on the credit institution with which you formalize the contract.

Crezu contact details

To be able to contact Crezu you can do so by:


Searching for a loan through Crezu is quick , easy and also saves a lot of time by bringing together a variety of entities on one platform and being able to compare the current offer from a single website .

That your way of operating is automated is also a point in your favor since it allows you to know which company gives us its approval almost instantly .

This works intermediary entities applying minimum requirements and makes almost c ny person has access to get a loan, even with Credit Checker.

Regarding the opinions of its customers, both on its website and on other digital pages, its users express their high degree of satisfaction and their intention to use the service on more occasions.

Something you should keep in mind is that they do not grant credits directly and the final terms will always be from the company with which you specify. We recommend that you read the loan agreement well before signing it.

In summary, if you need quick money, from home and without wasting a lot of time, having Crezu is a totally reliable option.

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