Urgent loans online

Online credits with immediate response

Below we show you a list of urgent online loans that will allow you to obtain the money you need in a matter of minutes . These loans can be requested through the internet and the response is almost instantaneous .

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Loan Quantity and term Response time and conditions
That good
Since
0%
APR
Free / No interest
200 € from 1 30 days from 1 day
  • Response Time: Minutes
  • Money in 10 minutes
  • Free for new customers
  • DOES NOT allow Credit Checker
  • Savings with early cancellation
  • No need to send documentation
More info See Offer
Free first mini-credit Entity: QuéBueno Maximum first loan: From € 1 to € 200 Return period: From 1 day to 30 days Response time: Minutes Time to obtain the money: 10 minutes Is the first credit free? YES Cost: € 200 30 days: € 0
(APR 0%)
Characteristics and requirements: No payroll No endorsement Credit Checker not accepted Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO Ways to receive the money: Bank transfer
Vivus
Since
0%
APR
Free / No interest
€ 300 from 50 30 days from 7 days
  • Response time: 15 minutes
  • Time to receive the money: Between 24 / 48h
  • Free for new customers
  • DOES NOT allow Credit Checker
  • Online validation with immediate response
  • Possibility of extension with cost
  • Has Instantor
More info See Offer
First free credit in 15 minutes Entity: Vivus Maximum first loan: From € 50 to € 300 Return period: From 7 days to 30 days Response time: 15 minutes Time to obtain the money: Between 24 / 48h Is the first credit free? YES Cost: € 300 for 30 days: € 0
(APR 0%)
Characteristics and requirements: Without payroll Without endorsement Does not accept Credit Checker Minimum age: 21 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 7, 14 or 30 days (Expenses: Interest generated) Ways to receive the money: Bank transfer
Prestamer
Since
350.4%
Maximum APR
6,500%
300 € from 50 21 days from 5 days
  • Response Time: Minutes
  • Credit available in between 1 hour and 48 hours
  • Immediate money once approved
  • No guarantees or guarantee deposit
  • The service works 24 hours a day
More info See Offer
Loans with easy approval Entity: Lender Maximum first loan: From € 50 to € 300 Return period: From 5 days to 21 days Response time: Minutes Time to obtain the money: Between 1 hour and 48 hours Is the first credit free ? NO Cost: € 300 to 21 days: € 69
(APR 350.4%)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, in 7, 14 or 21 days (Expenses: Accrued interest) Ways to receive the money: Bank transfer
Dindin
Since
2,311.26%
Maximum APR
7.219%
€ 300 from 50 30 days from 7 days
  • Response time: Instantly
  • Credit available in a short time associated banks, but 48 hours
  • DOES NOT allow Credit Checker
  • Online validation with immediate response
  • Early Termination Benefits
  • Low cost postponements
More info See Offer
First loan € 300 to 30 days Entity: Dindin Maximum first loan: From € 50 to € 300 Return period: From 7 days to 30 days Response time: Instantly Time to obtain the money: Little time associated banks, but 48 hours Is the first credit free? NO Cost: € 300 for 30 days: € 89.70
(APR 2,311.26%)
Characteristics and requirements: Without payroll Without endorsement Does not accept Credit Checker Minimum age: 21 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 7, 14 or 30 days (Expenses: 19% interest) Ways to receive the money: Bank transfer
Wandoo
Since
3,773.91%
Maximum APR
9,809.79%
€ 300 from 50 30 days from 7 days
  • Response time: Instantly
  • Credit available in 48 business hours
  • DOES NOT allow Credit Checker
  • Interest savings with advance payment
  • Use Kontomatik to verify the data
More info See Offer
Supports extension Entity:Wandoo Maximum first loan: From € 50 to € 300 Return period: From 7 days to 30 days Response time: Instantly Time to obtain the money: 48 business hours Is the first credit free? NO Cost: € 300 for 30 days: € 101
(APR 3,773.91%)
Characteristics and requirements: Without payroll Without endorsement Does not accept Credit Checker Minimum age: 20 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 7, 14, 21 or 30 days (Expenses: Interest generated) Ways to receive the money: Bank transfer
Moneyman
Since
0%
Maximum APR
3.113%
Free / No interest
400 € from 100 62 days from 5 days
  • Response time: 15 minutes
  • Money in between 15 minutes and 48 hours
  • Free for new customers
    € 300 30 days
  • Online validation with immediate response
  • Cost extension options
More info See Offer
€ 300 to 30 days without interest Entity: Moneyman Maximum first loan: From € 100 to € 400 Return period: From 5 days to 62 days Response time: 15 minutes Time to obtain the money: Between 15 minutes and 48 hours The first credit is free? YES
€ 300 for 30 days
Cost: € 400 for 62 days: € 198
(APR 0%)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 7, 14, 21 or 30 days (Expenses: Fees) Ways to receive the money: Bank transfer
Fianceo
Since
199%
APR
€ 1,000 from 100 18 months from 1 month
  • Response time: 24 hours
  • Loan available in 24 hours
  • Solidarity guarantor necessary
  • Few requirements
  • Money in 24 hours
  • Cheaper with early cancellation
More info See Offer
Up to € 1,000 with solidarity guarantor Entity: Fianceo Maximum first loan: From € 100 to € 1,000 Repayment period : From 1 month to 18 months Response time: 24 hours Time to obtain the money: 24 hours Is the first loan free? NO Cost: € 1,000 to be returned in 18 months: € 1,132.64
(APR 199%)
Characteristics and requirements: Without payroll With endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO Ways to receive the money: Transfer
Fidinda
Since
79.8%
Maximum APR
85%
€ 5,000 from 500 2 years from 3 months
  • Response time: 15 minutes
  • Urgent credit, money available in 1 hour
  • Online validation with immediate response
  • Quick installment loans
  • Recurring income
  • Open credit line
  • No endorsements or guarantees
More info See Offer
Installment loans up to € 5,000 Entity: Fidinda Maximum first loan: From € 500 to € 5,000 Repayment period : From 3 months to 24 months Response time: 15 minutes Time to obtain the money: 1 hour Is the first loan free? NO Cost: € 5,000 for 24 months: € 3,654.92
(APR 79.8%)
Characteristics and requirements: With payroll Without endorsement Accepts Credit Checker Minimum age: 25 years Does it allow early cancellation? YES Is there a possibility of an extension? Yes, possibility of grace period for a month (Expenses: Interest generated) Ways to receive the money: Bank transfer
Credit
Since
24.9%
Maximum APR
381.28%
€ 5,000 from 500 3 years from 2 months
  • Response time: Immediate
  • Money in 15 minutes if banks coincide yes not 24 / 48h
  • DOES NOT allow Credit Checker
  • Flexible loan
  • Installment payments
  • Minimum income € 700
  • Early cancellation with interest savings
More info See Offer
Line of credit up to € 5,000 Entity: Creditea Maximum first loan: From € 500 to € 5,000 Repayment period : From 2 months to 36 months Response time: Immediate Time to obtain the money: 15 minutes if banks coincide, otherwise 24 / 48h Is the first credit free? NO Cost: € 5,000 for 36 months: € 1,907.32
(APR 24.9%)
Characteristics and requirements: No payroll No endorsement Credit Checker not accepted Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees + initial amount of the loan) Ways to receive the money: Bank transfer
Welp
Since
42%
Maximum APR
3.057%
€ 7,500 from 50 4 years from 1 month
  • Response Time: Minutes
  • 24 / 48h
  • DOES NOT allow Credit Checker
  • Online validation with immediate response
  • Transfer on the day
  • Bank account required
  • Has Instantor
  • Early cancellation option
More info See Offer
Credit up to € 7,500 to be returned from 1 to 48 months Entity: Welp Maximum first loan: From € 50 to € 7,500 Repayment period: From 1 month to 48 months Response time: Minutes Time to obtain the money: 24 / 48h Does the first credit is free? NO Cost: € 400 for 3 months: € 82.54
(APR 42%)
Characteristics and requirements: With payroll Without endorsement Does not accept Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO (Expenses: NO) Ways to receive the money: Bank transfer
Bankia Pre-Granted Loan
Since
4.85%
Maximum APR
14.77%
€ 15,000 8 years from 12 months
  • Response Time: Minutes
  • Instant loan
  • DOES NOT allow Credit Checker
  • Customized for each client
  • Fixed interest rate
  • Money available immediately
  • You can choose the day of the month to pay
More info See Offer
It is necessary to be a Bankia customer : Bankia Pre-granted loan Maximum first loan: From € 1,000 to € 15,000 Repayment period: From 12 months to 96 months Response time: Minutes Time to obtain the money: Instantly Is the first loan free? NO Cost: € 15,000 for 96 months: € 4,113.54
(APR 4.85%)
Characteristics and requirements: With payroll Without endorsement Does not accept Credit Checker Minimum age: 18 years Does it allow early cancellation? They do not specify. Is there a possibility of an extension? They do not specify Ways to receive the money: Bank transfer
Close View Offer
Fintonic
Since
4.75%
Maximum APR
21.95%
€ 50,000 from 1,000 8 years from 3 Months
  • Response time: 5 minutes
  • Credit available in less than 24 hours
  • DOES NOT allow Credit Checker
  • No commissions
  • Without changing banks
  • 100% online
More info See Offer
Final conditions according to credit profile Entity: Fintonic Maximum first loan: From € 1,000 to € 50,000 Repayment period : From 3 Months to 96 Months Response time: 5 minutes Time to obtain the money: Less than 24 hours Is the first credit free? NO Cost: € 30,000 for 60 months: € 6,626.34
(APR 4.75%)
Characteristics and requirements: With payroll Without endorsement Does not accept Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
Younited Credit
Since
9.39%
Maximum APR
19.957%
€ 50,000 from 1,000 7 years from 6 months
  • Response time: 48 hours (From the arrival of the complete file)
  • Time to receive the money: 7 days approximately
  • DOES NOT allow Credit Checker
  • Fixed interest rate
  • They require little documentation
  • Necessary stable income
  • They charge management fees
More info See Offer
Fixed and stable rate Entity: Younited Credit Maximum first loan: From € 1,000 to € 50,000 Repayment period : From 6 months to 84 months Response time: 48 hours (From the arrival of the complete file) Time to obtain the money: 7 days approximately Is the first credit free? NO Cost: € 50,000 for 84 months: € 17,588.92
(APR 9.39%)
Characteristics and requirements: No payroll No endorsement Credit Checker not accepted Minimum age: 18 years Does it allow early cancellation? YES, total or partial. Is there a possibility of an extension? YES (Expenses: Fees) Ways to receive the money: Bank transfer
BBVA Pregranted Loan
Since
8.15%
Maximum APR
9.36%
€ 50,000 8 years from 3 years
  • Response Time: Minutes
  • Righ now
  • DOES NOT allow Credit Checker
  • Bonus if you enter payroll
  • Instant account login
  • TIN and TAE customized by client
  • Immediate and without paperwork
More info See Offer
It is necessary to have an account at BBVA Entity: BBVA Pre-granted Loan Maximum first loan: From € 1,500 to € 50,000 Repayment period: From 3 years to 96 months Response time: Minutes Time to obtain the money: Immediate Is the first loan free? NO Cost: € 50,000 for 8 years: € 17,232.28
(APR 8.15%)
Characteristics and requirements: With payroll Without endorsement Does not accept Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Bank transfer
Close View Offer
ING Pre-Granted Loan
Since
4.06%
Maximum APR
13.23%
€ 60,000 7 years from 12 months
  • Response time: Immediately
  • At the moment
  • DOES NOT allow Credit Checker
  • Without domiciliary payroll
  • Loan for a single holder
  • 0% commissions
  • Fixed interest rate
More info See Offer
If you are already a client you can request from $ 3,000 Entity: ING Pre-granted Loan Maximum first loan: From € 6,000 to € 60,000 Repayment period: From 12 months to 7 years Response time: Immediately Time to obtain the money: At the moment ¿ Is the first credit free? NO Cost: € 12,000 for 12 months: € 390.26
(APR 4.06%)
Characteristics and requirements: With payroll Without endorsement Does not accept Credit Checker Minimum age: 18 years Does it allow early cancellation? YES (total or partial) Is there a possibility of extension? They do not specify Ways to receive the money: Bank transfer
Close View Offer
Repagalia
APR
According to entity
Negotiate debts
  • Response time: Variable
  • Does not grant credit
  • They negotiate for you with creditors
  • They offer 50% discount on payment
  • Personalized payment plan
  • They charge a commission based on savings
More info See Offer
They do not grant credits, they only negotiate the payment of debts Entity: Repagalia Minimum debt: From € 3,000 Payment of the debt: Payment in installments Response time: Variable Time to obtain the money: No credit is granted Is the first loan free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO Ways to receive the money: Payment plan
Urgent loan mediators and intermediaries
Crezu
APR
According to entity
€ 300 from 100 90 days from 61 days
  • Response time: 15 minutes
  • Estimated transfer time: Immediate according to banks yes no 24 / 48h
  • Online validation with immediate response
  • Money in account, card or cash
  • Required monthly income
  • Is an intermediary
More info See Offer
First credit up to 300 € Entity: Crezu Maximum first loan: From € 100 to 300 € Repayment period: from 61 days to 90 days Response Time: 15 minutes Time to get the money: Immediate by banks if 24 / 48h Does first credit is free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Transfer or card
Microcredits24es
APR
According to entity
750 € from 50 90 days from 60 days
  • Response Time: Minutes
  • Credit available in 48 hours
  • Easy approval mini-credits
  • No paperwork
  • They are mediators
More info See Offer
Up to € 750 even with Credit Checker Entity: Microcreditos24es Maximum first loan: From € 50 to € 750 Repayment period: From 60 days to 90 days Response time: Minutes Time to obtain the money: 48 hours Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees generated) Ways to receive the money: Transfer
Loans online
APR
According to entity
750 € from 50 90 days from 61 days
  • Response time: 10 minutes
  • Money in 10 minutes
  • Required monthly income
  • Does not grant loans directly
More info See Offer
Online loans on the spot Entity: Prestamosonlineya Maximum first loan: From € 50 to € 750 Repayment period: From 61 days to 90 days Response time: 10 minutes Time to obtain the money: 10 minutes Is the first credit free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Transfer
Credy
APR
According to entity
750 € from 50 30 days from 1 day
  • Response time: 15 minutes
  • Before 3pm on the same day if it is working
  • Necessary regular income and account
  • It is an intermediary does not grant loans
More info See Offer
Quick response and with Credit Checker Entity: Credy Maximum first loan: From € 50 to € 750 Return period: From 1 day to 30 days Response time: 15 minutes Time to obtain the money: Before 3:00 p.m. on the same day if It is workable. Is the first credit free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees) Ways to receive the money: Bank transfer
AndaCredit
APR
According to entity
€ 1,000 from 100 90 days from 61 days
  • Response time: 5 minutes
  • Estimated transfer time: Immediate according to banks but 24 / 48h
  • Fast online loans
  • Money in account or in cash
  • They function as mediators
  • They do not charge for the service
More info See Offer
Up to € 1,000 in 5 minutes Entity: AndaCrédito Maximum first loan: From € 100 to € 1,000 Return period: From 61 days to 90 days Response time: 5 minutes Time to obtain the money: Immediate according to banks but 24 / 48h Does the first credit is free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
Pezetita
APR
According to entity
€ 1,000 from 100 90 days from 61 days
  • Response Time: Minutes
  • Credit available in 48 hours
  • Few requirements
  • It is an intermediary does not grant loans
More info See Offer
Up to € 1,000 regardless of Credit Checker Entity: Pezetita Maximum first loan: From € 100 to € 1,000 Return period: From 61 days to 90 days Response time: Minutes Time to obtain the money: 48 hours Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Transfer
SunCredit
APR
According to entity
€ 1,000 from 100 120 days from 91 days
  • Response time: 15 minutes
  • Credit available in 2 to 24 hours
  • 100% online process
  • Required minimum income
  • They do not grant loans directly
More info See Offer
First loan up to € 1,000 Entity: SolCrédito Maximum first loan: From € 100 to € 1,000 Repayment period : From 91 days to 120 days Response time: 15 minutes Time to obtain the money: From 2 to 24 hours Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees generated) Ways to receive the money: Bank transfer
Prestamon
APR
According to entity
€ 1,000 from 100 120 days from 91 days
  • Response time: 15 minutes
  • Credit available in 24 hours
  • Money in 24 hours
  • No additional costs
  • Is an intermediary
More info See Offer
Personal loan up to € 1,000 Entity: Prestamon Maximum first loan: From € 100 to € 1,000 Repayment period: From 91 days to 120 days Response time: 15 minutes Time to obtain the money: 24 hours Is the first loan free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Transfer
Credit Party
APR
According to entity
€ 1,000 from 100 90 days from 61 days
  • Response time: 15 minutes
  • Credit available in 24 hours
  • 100% online and paperless
  • Money in 2 hours
  • They do not grant loans directly
More info See Offer
Loan up to € 1,000 instantly Entity: Fiesta Credit Maximum first loan: From € 100 to € 1,000 Repayment period: From 61 days to 90 days Response time: 15 minutes Time to obtain the money: 24 hours Is the first credit free ? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
Hello money
APR
According to entity
€ 1,000 from 50 31 days from 5 days
  • Response time: 15 minutes
  • Money in 15 minutes if banks coincide but 24 hours
  • Necessary ID and mobile
  • Is a mediator does not grant loans
  • Possibility of extension
More info See Offer
Up to € 1,000 in 31 days Entity: HolaDinero Maximum first loan: From € 50 to € 1,000 Return period: From 5 days to 31 days Response time: 15 minutes Time to obtain the money: 15 minutes if banks coincide but 24 hours . Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 21 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 30 calendar days (Expenses: Interest generated) Ways to receive the money: Bank transfer
Zapo
APR
According to entity
€ 1,000 from 50 90 days from 7 days
  • Response time: 24 hours
  • Credit available in 48 hours
  • Personalized advice
  • Early cancellation interest savings
  • Available 24 hours
  • Few requirements
More info See Offer
Credits 100% online even being in Credit Checker Entity: Zapo Maximum first loan: From € 50 to € 1,000 Return period: From 7 days to 90 days Response time: 24 hours Time to obtain the money: 48 hours The first credit It's free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO Ways to receive the money: Transfer
Request24
APR
According to entity
€ 5,000 from 100 42 months from 2 months
  • Response time: 15 minutes
  • Money in from 15 minutes to 48 hours
  • Urgent mini-loans
  • You get offers of various loans
  • Online mediator
More info See Offer
Installment loan with Credit Checker Entity: Request24 Maximum first loan: From € 100 to € 5,000 Repayment period: From 2 months to 42 months Response time: 15 minutes Time to obtain the money: From 15 minutes to 48 hours The first credit is free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees generated) Ways to receive the money: Bank transfer
Your fast credit
APR
According to entity
€ 9,000 from 50 5 years from 7 days
  • WARNING: This entity is charging a commission of € 37.99 just for the service
  • Response time: On the same day
  • Money in 10 minutes if banks match
  • Installment loans without paperwork
  • Flexible payments
  • Financial advice
  • They function as intermediaries
More info See Offer
CAUTION: This entity is charging a fee of 37.99 € only for the service to 9,000 € with Credit Checker Entity: Your credit fast Maximum first loan: from 50 € to 9000 € Repayment period: From 7 days to 60 months time answer: On the same day Time to obtain the money: 10 minutes if banks coincide. Is the first loan free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Bank transfer
Misolvency
APR
According to entity
€ 10,000 from 50 5 years from 5 days
  • Response time: From 15 minutes
  • Money in from 10 minutes
  • Advisory service
  • Few requirements
  • Allow extension
  • Custom offers
More info See Offer
They compare options in minutes Entity: Misolvency Maximum first loan: From € 50 to € 10,000 Return period: From 5 days to 5 years Response time: From 15 minutes Time to obtain the money: From 10 minutes Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: With cost) Ways to receive the money: Transfer
Infocredy
APR
According to entity
€ 10,000 from 100 5 years from 30 days
  • WARNING: This entity is charging a commission of € 39.90 just for the service
  • Response time: 15 minutes
  • Credit available in 48 hours
  • Personalized loans according to profile
  • Available 24 Hours
  • Debt negotiation
  • They are intermediaries, they do not grant loans
More info See Offer
WARNING: This entity is charging a commission of € 39.90 only for the service They charge a fee of € 39.90 for the service Entity: Infocredy Maximum first loan: From € 100 to € 10,000 Repayment period : From 30 days to 60 months Response time: 15 minutes Time to get the money: 48 hours Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Transfer
Finzmo
APR
According to entity
€ 10,000 from 500 5 years from 91 days
  • Response time: 5 minutes
  • Money in from 15 minutes to 48 hours
  • They function as mediators
More info See Offer
Immediate personal loan Entity: Finzmo Maximum first loan: From € 500 to € 10,000 Repayment period : From 91 days to 60 months Response time: 5 minutes Time to obtain the money: From 15 minutes to 48 hours Is the first credit free ? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
Kreditiweb
APR
According to entity
€ 50,000 from 100 7 years from 30 days
  • Response Time: Minutes
  • Credit available in 48 hours
  • They use the Swipe Credit app to analyze profile
  • They function as mediators
More info See Offer
Personal loan up to € 50,000 Entity: Kreditiweb Maximum first loan: From € 100 to € 50,000 Repayment period : From 30 days to 84 months Response time: Minutes Time to obtain the money: 48 hours Is the first credit free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: With payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
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Not sure which loan to choose?

We help you totally free and without obligation to find the credit that best suits your needs.

If you want to know the most current offer of urgent credits with immediate response, consult our list

summary urgent loans

I need money urgently. What type of online credit can I hire?

empty pockets

The current financial market has an incredible offer of online credits , which offer you the opportunity to get the money you need without questions or paperwork.

Among the different types of financing you will find quick loans , which will allow you to get a loan of between € 300 to € 1,000, with a repayment term of close to one month in a single installment, or loans with Credit Checker , if what you are looking for are options less demanding financing regarding the situation of the most damaged credit histories.

This type of credit responds to urgent money needs with which we can solve specific problems due to lack of liquidity.

For other cases or situations in which you need to get a greater amount of money with a type of repayment in installments , you can consult the conditions that online personal loans offer you.

To know what type of credit interests you the most, it will be convenient for you to compare the conditions of the different loans , deciding on the one that best suits your needs .

Don't forget that ...

Quick credits are the best option to get money in urgent situations.

Operation and characteristics of these loans

Urgent loans are characterized by offering immediate response to users who request them, in a usual interval of between 5 and 15 minutes. This is possible thanks to the fact that they use verification tools such as Instantor , which allow us to verify our identity without papers at the moment.

Urgent loans have online verification systems that make it possible to grant money at the moment.

To process a request you only need an internet connection, access the lender's website and complete the application form enabled for this purpose.

You will be able to know the result at your request instantly , being able to have the money in your account within a period of between 24 and 48 hours, depending on the case.

Are there free urgent loans?

If you need to find an immediate source of income, and you are looking for an alternative that does not entail expenses, among the offer of urgent loans available on the internet it is possible to find interest-free credits .

However, to get one of these free loans, it is necessary to be new clients of the entity to which we are going, and of course meet the repayment term agreed with the lender.

Application requirements to get urgent loans today

Although each fast loan entity establishes its own application requirements , it is usual that most entities coincide when applying for the following requirements:

  • Age : it will be necessary to comply with the age range set by the lender to which we are addressing. In general, it will be enough to be between 18 and 75 years old to apply for urgent loans in many of the companies.
  • Place of residence : it is necessary to prove that we have Spanish residence (DNI or NIE)
  • Income : although to request an urgent credit you do not need to be working, in most cases they will ask us to prove that we have fixed recurring income.
  • Bank account : we must be the owner of a bank account in United States. In some cases they will also ask us to be holders of a credit card to facilitate the return of the money.
  • Contact information : they will ask us for a mobile phone number that they can contact in case of need, and according to the company we can also find the requirement of having an email account.
  • Not being listed on delinquency lists : although it is possible to get immediate loans with Credit Checker, having a credit history without debt allows us to qualify for better financing conditions for a quick loan .

Do urgent loans require documentation?

Urgent loans that have online verification systems are able to check all the information they need at the moment , to solve the clients' request for money.

Credit institutions with online verification tools are able to offer immediate answers to their clients.

The rest of the entities without online verification tools need to verify the economic and personal data, which we accredit in the loan application in a traditional way, by sending the documentation that justifies them.

We refer mainly to: the latest bank statements , proof of income , or documents that prove our identity .

Paperless loans allow you to get answers at the moment, so that we can get the money we need quickly in our account.

I do not have a payroll, can I request an immediate response loan?

Yes, you can request a loan without a payroll, if you show that you have an alternative source of recurring income with which to face the repayment.

In the event that you are self-employed, a pensioner or are collecting unemployment benefit, it will be considered that you have valid income to apply for an immediate response loan.

Immediate loans that do not require a payroll to approve our application are the solution, when you need money urgently and you have no time to lose ”.

These are some of the cases in which urgent loans can solve urgent money situations:

  • In the case of domestic breakdowns and their repair is urgent
  • If you need to take the car to the workshop
  • In case of unexpected traffic fines that you cannot afford
  • When you have to face urgent payment of bills or serious unforeseen events

What steps should I follow to contract an immediate online loan?

scheme to hire a loan

Once you are clear about which lender you are going to request the loan you need, you can access their website and complete the available application form.

To begin, you will have to indicate the amount and return period that interests you. Then , you can start filling out the online form , in which they ask you to provide the personal and financial data, necessary for them to analyze your credit profile .

Once you receive the confirmation from the entity, regarding the favorable resolution for the approval of the credit, all you need to do is send a signed copy of the contract that includes the financing conditions with the lender.

Today, online concession processes allow immediate response to urgent money requests. Depending on your profile, you will be able to choose one or another type of financing.

Don't forget that ...

It is important to analyze your financial situation before deciding to apply for an urgent loan.

How can I request an urgent loan with Credit Checker?

Before applying for an urgent loan with Credit Checker, you should bear in mind that you will not be able to go to all financing companies . In addition, it will be important that you do not accumulate debts with financial or banking entities for an amount greater than that established by the companies themselves.

Entities that make loans with Credit Checker carry out a detailed risk analysis, necessary to decide whether to approve or reject the requests they receive.

To request a quick loan with Credit Checker , you can use your request to be sent online, or you can process your management over the phone .

If you have regular income or loan repayment guarantees , and your financial situation successfully exceeds the solvency study carried out by the fast loan company, you can have the money you need immediately regardless of whether you are in Credit Checker.

In the event that you are interested in obtaining another type of financing, you can resort to other alternatives with endorsement, such as car pawns or loans with a mortgage guarantee regardless of Credit Checker.

Immediate response loans with Credit Checker do not incur additional costs for this condition.

If I request immediate credit, how long can I have the money available?

When you request an urgent loan through the internet, the usual thing is to get an answer at the moment . This is so, mainly if you go to online credit institutions that work with online verification systems that allow real-time verification of the data that prove your solvency capacity .

The financial entities that grant mini-credits instantly , offer answers in the course of just a few minutes, and make the transfers of the amounts granted immediately after their approval, once they have received our agreement with their clauses and conditions agreed in the loan contract .

If you request an urgent loan, you will be able to have the money in your account as soon as the entity that grants it verifies your compliance with the terms agreed in the contract.

Don't forget that ...

The time that elapses from when the transfer order is executed, until you receive the money in the account, will depend on whether or not the lender has agreements with your bank.

Instant Response Loans What happens if I don't pay it back on time?

looking at the time

In cases where the loan is not repaid on time, the entities resort to the following measures:

  • Application of interest for non-payment . In case of not repaying the loan on time, you will have to face the default interest generated by the non-payment.
  • Face penalties of 25 to 30 US dollars for claiming payment.
  • Registration in delinquent lists such as Credit Checker . If the non-payment of the loan is more than one month, they can include our data in files such as Credit Checker.
  • Complaint and judicial claim for non-payment . Entities can report you for non-payment if the negotiations to return the money do not advance.

Quick loans do not direct debit returns, so you must pay attention to the deadline set so as not to incur delays or defaults.

In the event that we are interested, it is possible to make the advance payment of the refund , although depending on the entity they may require you to pay a commission for early amortization.

If you have problems making the return, the best option is to contact the lender and request an extension before the end of the repayment period .

The urgent loan entities put at your disposal all the facilities so that you can make the payment within the agreed period. These are the most used reimbursement types:

  • Direct debit
  • Bank transfer
  • Cash payment
  • Card payment

Is it convenient to ensure the payment of an urgent credit?

The choice of payment protection insurance associated with contracting an urgent loan is not usual. These types of low-value credits (amounts less than $ 1,000, or up to € 300 if it is our first request), are generally returned in a single installment within 30 days .

Therefore, when we contract an immediate loan we do not usually find that the entities of the sector offer us the possibility of ensuring the protection of your payment. This does not mean that we cannot do it, there are some entities that offer their clients the option of insuring their payments against possible unforeseen events, however this insurance is intended for other types of loans of more money .

You can find more information in our Blog, where we tell you everything you need to know about the loan payment protection insurance.

Advantages of applying for immediate response loans

If you are looking for money urgently, and you need an immediate response to your request, without a doubt asking for an urgent loan is the financing you need to get the money quickly in your account.

Although the main advantage of this type of loan lies in the immediacy that characterizes it, you may also be interested in these other advantages of urgent loans :

  • These are loans with few easy-to-get requirements.
  • Quick and easy procedures without paperwork.
  • Answers in minutes that allow you to have the money in a few hours.
  • No questions or explanations .

Recommendations for applying for immediate loans online

Although there are many advantages of requesting an urgent loan, before resorting to any type of financing, it is recommended to bear in mind that it is not convenient to request loans of any kind if our economic situation does not allow it .

That is, in the event that you have debts , or even figure in a delinquent file such as Credit Checker , it would not be advisable to embark on another loan without first ensuring your ability to meet the repayment.

You should not forget that the interest rate associated with non-payment problems is high . The main recommendation to keep in mind is to make sure you comply with the return period you agree to, informing you in any case of possible problems to meet the established deadlines.

It is also essential to bear in mind that before deciding which loan interests you the most, you compare all the offers of the entities in the sector , to ensure that you send your application to the lender with the best conditions.

Don't forget that ...

Delaying in the payment of the return of an urgent loan can affect your economy, having to face a debt with high interest of which it should be aware before hiring.

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Comments and opinions

Francisca Somoano 02/23/20
I need a credit of € 250-300 for 15 days
RegBio Loan 24/02/20
Hello Francisca, In our list of quick credits you can find entities that fit what you need, these entities have a simulator in which you can choose the amount and term before requesting the credit.

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