Fast paperless loans

Online credits without paperwork with few requirements and without sending documentation

Complete list of fast paperless credits with which we can get money in minutes by sending very little documentation. Through a very easy and simple online process, we can obtain a mini loan without paperwork with no more requirements than a DNI and proof of income.

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Free With Credit Checker
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Loan Amount and term Terms
That good
Since
0%
APR
Free / No interest
200 € from 1 30 days from 1 day
  • No paperwork
  • No payroll or endorsement
  • First loan at 0%
  • Savings with early cancellation
  • Money in 10 minutes
  • No need to send documentation
More info See Offer
Free first mini-credit Entity: QuéBueno Maximum first loan: From € 1 to € 200 Return period: From 1 day to 30 days Response time: Minutes Time to obtain the money: 10 minutes Is the first credit free? YES Cost: € 200 30 days: € 0
(APR 0%)
Characteristics and requirements: No payroll No endorsement Credit Checker not accepted Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO Ways to receive the money: Bank transfer
Vivus
Since
0%
APR
Free / No interest
€ 300 from 50 30 days from 7 days
  • Only with DNI (Instantor)
  • No payroll or endorsement
  • Free first loan
  • Money in account in 15 minutes
  • Possibility of extension with cost
More info See Offer
First free credit in 15 minutes Entity: Vivus Maximum first loan: From € 50 to € 300 Return period: From 7 days to 30 days Response time: 15 minutes Time to obtain the money: Between 24 / 48h Is the first credit free? YES Cost: € 300 for 30 days: € 0
(APR 0%)
Characteristics and requirements: Without payroll Without endorsement Does not accept Credit Checker Minimum age: 21 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 7, 14 or 30 days (Expenses: Interest generated) Ways to receive the money: Bank transfer
Prestamer
Since
350.4%
Maximum APR
6,500%
300 € from 50 21 days from 5 days
  • No paperwork
  • No payroll or endorsement
  • Few requirements
  • Accept debts in Credit Checker
  • Immediate money once approved
  • The service works 24 hours a day
  • Approve up to 90% of applications
More info See Offer
Loans with easy approval Entity: Lender Maximum first loan: From € 50 to € 300 Return period: From 5 days to 21 days Response time: Minutes Time to obtain the money: Between 1 hour and 48 hours Is the first credit free ? NO Cost: € 300 to 21 days: € 69
(APR 350.4%)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, in 7, 14 or 21 days (Expenses: Accrued interest) Ways to receive the money: Bank transfer
Dindin
Since
2,311.26%
Maximum APR
7.219%
€ 300 from 50 30 days from 7 days
  • Only with DNI (Instantor)
  • No payroll or endorsement
  • Early Termination Benefits
  • Return within 7, 14 or 30 days
  • Low cost postponements
  • Maximum age up to 75 years
More info See Offer
First loan € 300 to 30 days Entity: Dindin Maximum first loan: From € 50 to € 300 Return period: From 7 days to 30 days Response time: Instantly Time to obtain the money: Little time associated banks, but 48 hours Is the first credit free? NO Cost: € 300 for 30 days: € 89.70
(APR 2,311.26%)
Characteristics and requirements: Without payroll Without endorsement Does not accept Credit Checker Minimum age: 21 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 7, 14 or 30 days (Expenses: 19% interest) Ways to receive the money: Bank transfer
Moneyman
Since
0%
Maximum APR
3.113%
Free / No interest
400 € from 100 62 days from 5 days
  • Only with DNI (Instantor)
  • No payroll or endorsement
  • Few requirements
  • Accept debts in Credit Checker
  • First mini-credit € 300 free for 30 days
  • Up to € 400 to be returned in 62 days with cost
  • Cost extension options
  • Response in 15 minutes
More info See Offer
€ 300 to 30 days without interest Entity: Moneyman Maximum first loan: From € 100 to € 400 Return period: From 5 days to 62 days Response time: 15 minutes Time to obtain the money: Between 15 minutes and 48 hours The first credit is free? YES
€ 300 for 30 days
Cost: € 400 for 62 days: € 198
(APR 0%)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 7, 14, 21 or 30 days (Expenses: Fees) Ways to receive the money: Bank transfer
Fianceo
Since
199%
APR
€ 1,000 from 100 18 months from 1 month
  • No paperwork
  • No payroll or endorsement
  • Few requirements
  • Accept debts in Credit Checker
  • Few requirements
  • Money in 24 hours
  • Cheaper with early cancellation
More info See Offer
Up to € 1,000 with solidarity guarantor Entity: Fianceo Maximum first loan: From € 100 to € 1,000 Repayment period : From 1 month to 18 months Response time: 24 hours Time to obtain the money: 24 hours Is the first loan free? NO Cost: € 1,000 to be returned in 18 months: € 1,132.64
(APR 199%)
Characteristics and requirements: Without payroll With endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO Ways to receive the money: Transfer
Mediators and intermediaries that process loans without paperwork
Crezu
APR
According to entity
€ 300 from 100 90 days from 61 days
  • Only with DNI (Instantor)
  • No payroll or endorsement
  • Few requirements
  • Accept debts in Credit Checker
  • Money in account, card or cash
  • Required monthly income
  • Immediate response
  • Is an intermediary
More info See Offer
First credit up to 300 € Entity: Crezu Maximum first loan: From € 100 to 300 € Repayment period: from 61 days to 90 days Response Time: 15 minutes Time to get the money: Immediate by banks if 24 / 48h Does first credit is free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Transfer or card
Microcredits24es
APR
According to entity
750 € from 50 90 days from 60 days
  • No paperwork
  • No payroll or endorsement
  • Few requirements
  • Accept debts in Credit Checker
  • Easy approval mini-credits
  • No paperwork
  • Instant response
  • They are mediators
More info See Offer
Up to € 750 even with Credit Checker Entity: Microcreditos24es Maximum first loan: From € 50 to € 750 Repayment period: From 60 days to 90 days Response time: Minutes Time to obtain the money: 48 hours Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees generated) Ways to receive the money: Transfer
Loans online
APR
According to entity
750 € from 50 90 days from 61 days
  • No paperwork
  • No payroll or endorsement
  • Few requirements
  • Accept debts in Credit Checker
  • It can be requested 24/7
  • Response in 10 minutes
  • Required monthly income
  • Does not grant loans directly
More info See Offer
Online loans on the spot Entity: Prestamosonlineya Maximum first loan: From € 50 to € 750 Repayment period: From 61 days to 90 days Response time: 10 minutes Time to obtain the money: 10 minutes Is the first credit free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Transfer
Credy
APR
According to entity
750 € from 50 30 days from 1 day
  • No paperwork
  • No payroll or endorsement
  • Few requirements
  • Accept debts in Credit Checker
  • Response in minutes
  • Necessary regular income and account
  • It is an intermediary does not grant loans
  • Free online service
More info See Offer
Quick response and with Credit Checker Entity: Credy Maximum first loan: From € 50 to € 750 Return period: From 1 day to 30 days Response time: 15 minutes Time to obtain the money: Before 3:00 p.m. on the same day if It is workable. Is the first credit free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees) Ways to receive the money: Bank transfer
Pezetita
APR
According to entity
€ 1,000 from 100 90 days from 61 days
  • No paperwork
  • No payroll or endorsement
  • Few requirements
  • Accept debts in Credit Checker
  • Free online service
  • Response in minutes
  • Few requirements
  • It is an intermediary does not grant loans
More info See Offer
Up to € 1,000 regardless of Credit Checker Entity: Pezetita Maximum first loan: From € 100 to € 1,000 Return period: From 61 days to 90 days Response time: Minutes Time to obtain the money: 48 hours Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Transfer
Credit Party
APR
According to entity
€ 1,000 from 100 90 days from 61 days
  • No paperwork
  • No payroll or endorsement
  • Few requirements
  • Accept debts in Credit Checker
  • 100% online and paperless
  • Immediate response
  • Money in 2 hours
  • They do not grant loans directly
More info See Offer
Loan up to € 1,000 instantly Entity: Fiesta Credit Maximum first loan: From € 100 to € 1,000 Repayment period: From 61 days to 90 days Response time: 15 minutes Time to obtain the money: 24 hours Is the first credit free ? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
Prestamon
APR
According to entity
€ 1,000 from 100 120 days from 91 days
  • No paperwork
  • No payroll or endorsement
  • Few requirements
  • Accept debts in Credit Checker
  • Money in 24 hours
  • No additional costs
  • In 15 minutes
  • Is an intermediary
More info See Offer
Personal loan up to € 1,000 Entity: Prestamon Maximum first loan: From € 100 to € 1,000 Repayment period: From 91 days to 120 days Response time: 15 minutes Time to obtain the money: 24 hours Is the first loan free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Transfer
SunCredit
APR
According to entity
€ 1,000 from 100 120 days from 91 days
  • No paperwork
  • No payroll or endorsement
  • Few requirements
  • Accept debts in Credit Checker
  • 100% online process
  • Required minimum income
  • Response in 15 minutes
  • They do not grant loans directly
More info See Offer
First loan up to € 1,000 Entity: SolCrédito Maximum first loan: From € 100 to € 1,000 Repayment period : From 91 days to 120 days Response time: 15 minutes Time to obtain the money: From 2 to 24 hours Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees generated) Ways to receive the money: Bank transfer
AndaCredit
APR
According to entity
€ 1,000 from 100 90 days from 61 days
  • No paperwork
  • No payroll or endorsement
  • Few requirements
  • Accept debts in Credit Checker
  • Fast online loans
  • Money in account or in cash
  • They function as mediators
  • They do not charge for the service
More info See Offer
Up to € 1,000 in 5 minutes Entity: AndaCrédito Maximum first loan: From € 100 to € 1,000 Return period: From 61 days to 90 days Response time: 5 minutes Time to obtain the money: Immediate according to banks but 24 / 48h Does the first credit is free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
Hello money
APR
According to entity
€ 1,000 from 50 31 days from 5 days
  • No paperwork
  • No payroll or endorsement
  • Few requirements
  • Accept debts in Credit Checker
  • Request in 5 minutes
  • Necessary ID and mobile
  • Is a mediator does not grant loans
  • Possibility of extension
More info See Offer
Up to € 1,000 in 31 days Entity: HolaDinero Maximum first loan: From € 50 to € 1,000 Return period: From 5 days to 31 days Response time: 15 minutes Time to obtain the money: 15 minutes if banks coincide but 24 hours . Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 21 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 30 calendar days (Expenses: Interest generated) Ways to receive the money: Bank transfer
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Not sure which loan to choose?

We help you totally free and without obligation to find the credit that best suits your needs.

What do we mean when we talk about paperless loans?

crumpled paper

When we talk about paperless loans, we refer to loans that are easy to process , normally mini-credits of a maximum of 300 US dollars , with which we can get quick money, without having to present any type of documentation .

In a usual way, this type of loan can be processed through lenders that offer online credits only with the DNI . These allow us to initiate the money request procedures through the web forms available on their pages.

We will only have to choose the credit institution that best suits us, select the amount we need and complete the online application form enabled for this purpose. A few minutes later we will receive a response to our request and we can have the money in our account that same day .

The credits without paperwork offer answers instantly, without many requirements, and with the particularity of not requiring that we have to present the traditional paperwork linked to traditional loans.

In how long will we be able to have the requested money?

If we request a loan without paperwork , and the credit institution to which we are going decides to approve our request, the normal thing is that we have the money in an interval of between 24 to 48 hours from its approval.

In this sense, it must be specified that the time that elapses until we receive the income of the money will depend both on the response time offered by the entities from your request, and on the time it takes for the transfer to become effective.

If there are problems or incidents in the processing of our request , for example in the data verification process, or in the contract validation process, it is possible that the response of the entities will cease to be immediate, delaying their initial deadlines.

It can also happen that the transfer of money is delayed, according to the agreements of the banking entities with which the lender works, and we have our account.

How is it possible for entities to evaluate our request at the moment?

The paperless credit entities that allow an evaluation of the applications they receive at the moment, have online verification systems in charge of verifying the data provided in the applications, without requiring the sending of documents .

These systems allow real-time evaluation of the client's financial and personal situation, allowing them to offer paperless responses in just a few minutes from receiving the request.

The credits that offer immediate responses have real-time authentication systems, which allow a verification of the customer's solvency capacity at the moment.

The fact that these companies do not depend on submitting documents to decide whether or not to approve your request minimizes the response time they offer. Therefore, in urgent situations or financial unforeseen events, this type of credit is the perfect solution to dispose of the money without waiting, paperwork or paperwork .

How does the verification of the information we provide occur?

Online verification systems allow the verification of the data necessary to assess the creditworthiness risk of the applicant for a paperless loan. For this, the credit institutions that have this type of tools, require applicants to provide their access data to the online banking system they have.

In this way, companies are in a position to check the information they need to assess the financial status of the loan applicant. That is, check your income level, fixed expenses, your ability to save, etc.

The operation of this type of system requires the applicant to provide their access data to the online banking system.

Is our data safe?

Although providing access data to our online banking creates fear among applicants for this type of loan, we must feel safe and trust the current legislation that regulates these entities supervised by the Bank of United States .

These entities only use the data provided to verify the status of our finances, without the possibility of making any fraudulent use of them.

In any case, before providing our online banking information, we recommend being cautious, and making sure that the company we are interested in is a real entity that is properly regulated.

Is it possible to get a quick loan without having to send documentation?

It is true that although this type of credit reduces to a minimum the usual paperwork in the management of a loan, it will depend on the entity to which we go whether or not they ask us for certain documents .

The usefulness of sending documentation associated with the request for a loan is justified by the need to verify the veracity of the applicant's information. For this reason, entities that have data verification systems at the moment, usually will not request the sending of any document .

However, although we can get money without paperwork, there are certain aspects, such as the formalization of the credit agreement, that may require the sending of some documents.

What documents will they ask us to study our credit application?

ID, bank details, form

These are the documents that credit companies usually need to verify our data when we request a loan online.

  1. Identity document . The DNI or NIE to verify our identity, how old we are and that we reside in national territory.
  2. Proof of income . To prove that we have sufficient regular income to face the repayment of the credit.
  3. Bank statement . Identification of the bank account that we hold to transfer the loan money.

We can send these documents to the lender through the request form or by email.

Requirements that we must meet to obtain a loan without paperwork

To get the financing we need through a paperless loan we must meet the following requirements.

  • Have regular income . These must be monthly and sufficient for the company to ensure that we are able to return the money
  • Be of legal age .
  • Have a valid DNI or NIE .
  • Live permanently in the United States .
  • Have a phone number and bank account available .
  • Not having debts with third parties. We should not be included in delinquency records, although we can find companies that do admit people registered in delinquency files.

Remember that the application requirements necessary to obtain a paperless loan depend on the internal policies of the companies themselves.

Can we apply for a loan without papers if we are registered with Credit Checker?

One of the usual requirements to get a credit without papers is that we are not delinquent and appear in lists as Credit Checker . However, the great competition in the sector has favored many financial institutions to specialize in offering loans with Credit Checker .

These types of credits coincide when setting their requirements, and they will not normally accept our credit application if we have debts with banks that exceed a certain amount of money .

Despite this, the decision to approve our credit application will depend on the risk policy of the financial company from which we request the money.

Being in Credit Checker will not be an impediment to get urgent financing through paperless credits.

What if we can't pay for your return on time?

In the event that we cannot meet the return period set by the company, we will have to assume a series of consequences, such as the payment of interest, commissions or associated expenses as a surcharge .

In addition, our data could be reported to delinquent files such as Credit Checker, and even face a complaint for non-payment. Therefore, when we anticipate problems with the payment of the return, it is advisable to contact the lender to inform about our situation, and to be able to negotiate the conditions of the refund that we can meet.

If we have problems meeting the payment, can it be deferred?

As said previously, when we have problems meeting the repayment term of a loan, we must contact the lender as soon as possible to arrange a new repayment date .

Although the return conditions vary from one entity to another, it is common for entities to allow the return period to be extended when customers do not have the possibility of facing payments .

Indeed, this extension entails an added cost to the debt with the entity. However, this alternative is the only solution within our reach, when the return period runs out and we are not able to face it.

Before missing our installment payment, it is recommended to contact the lender to request a postponement of the initial repayment date.

What are the advantages of applying for a loan of this type?

The most characteristic advantage of this type of loans is that they offer the opportunity to obtain the financing we are looking for with little paperwork, with few requirements and without paperwork , as we comment below:

  • Loans with agile and simple procedures : this type of financing offers easy and immediate online application procedures.
  • Loans with few requirements : paperless credits also do not demand many requirements, being available for the most damaged credit histories, regardless of whether we are in Credit Checker, or even we do not have a payroll as a source of income.
  • Loans without presenting documentation : they give the opportunity to be processed without having to present just any documentation.
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Comments and opinions

paola andrea zetares 03/07/19
I am interested in acquiring the credit
regbiomed.com 14/03/19
Hello Paola, there are a wide variety of entities that offer the type of loan you are looking for such as Creditosi, moneyman or Vivus, you can find them in our list of paperless loans.
Mercedes 09/01/19
I want a financial institution that does not ask me for proof of income
regbiomed.com 09/26/19
Hello Mercedes, in our list of credits without papers and credits without payroll you can see the variety of entities that offer fast loans in which they do not require documentation and have online verification such as Instantor to verify the applicant's data. Likewise, all entities require a source of income that guarantees the repayment of the credit, if not, you must provide a guarantor such as Moneymas or car guarantee, which you will find in our car pawn list.

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