Mini-credits with HalCash - Instant money at any ATM
Loans that allow us to receive money with HalCash
Currently the only entity that allows you to obtain the money with HalCash is Evo . Previously, Ferratum , Creditomovil , Contante , Línea de Creditosi, and dispon used this service.
| Entity | Amount and maximum term | Terms | |
|---|---|---|---|
What is HALCASH?
HalCash (Helena Activos Líquidos , Ltd) is a Global Electronic Platform that allows users, both banked and unbanked, to send and receive money , nationally and internationally, quickly, easily and instantly. It is a banking service that allows us to receive the amount of the loan requested on our mobile phone and withdraw it at an ATM associated with this platform without having to be a bank customer .
HalCash is a Spanish company, established in 2004 by a group of Spanish banks with the intention of developing a technological cooperation project between financial institutions. The objective was and is to build an innovative and efficient payment system both nationally and internationally.
How to use the HalCash service?
We must apply for the loan in a company that has this collection and payment service associated with it. Once the money is requested, we will receive an instant notice and we can immediately withdraw the loan from the ATM without being a bank customer or using credit cards .
The form and conditions of use will depend on the bank, but the steps to follow are usually similar for each entity:
- Once the loan has been requested and accepted, the finance company registers the transfer order. For this you will need a phone number, the amount requested and a secret password as a user.
- After the first step, HalCash sends a reference number to the receiver.
- Once we have the reference number we must go to an ATM that has HalCash and enter our codes . Provided the secret numbers we can have our money easily and quickly.
HalCash Features
The HalCash system is a technological platform that creates and supports an electronic payment system through which it allows the national and international sending of money using the network of banks and affiliated entities .
- Orders can be placed 24 hours a day , 7 days a week, anywhere in the United States.
- To withdraw the money, it is not necessary to be a customer of the bank where we are going to withdraw the money or have a credit card . It is only necessary to have a mobile phone available.
- The maximum amount of the credit is 600 US dollars.
- The order expires after 10 days.
Advantages of HALCASH
We do not need to have an account or bank card to withdraw the money , the credit is obtained quickly and instantly and it is only necessary to present the telephone number to carry out the process. In addition, it is the only dual-key system, no mobile data is needed to use it and there is no expense to withdraw the money.
The future with HALCASH
A few years ago it was difficult to find services that would allow us to manage our money without using credit or debit cards or savings books. But technology, little by little, is creating alternatives that are changing these traditional supports and it is now possible to carry out banking operations from home or mobile.
HalCash is one of the services that has been taking the most force in recent years since it allows you to send and receive money over the phone. More and more banks are using this new platform such as Abanca, Banco Popular, Bankinter, Cajamar, Caja Laboral, Laboral Kutxa, Evo, Ing Direct. In all these entities you can send, from electronic banking or by calling customer service, money to a mobile phone and then withdraw it at an ATM without using a card or passbook.
Since its creation in 2004, HalCash has become an increasingly common payment system, therefore, currently, there are 16 financial entities between the United States and Poland that have this platform. In addition, the US and Mexico will soon join, contributing more banks and companies.
