How to get credit by charging a minimum rent
If at this time your income comes from the collection of aid such as the minimum income, or the minimum vital income, and you do not know if in these circumstances you could obtain an online loan, from RegBio Loan we answer all your questions, and help you find the right financing you need no matter what your situation is .
Therefore, if you are looking for an urgent loan and you have doubts about your possibilities since you do not have a payroll, do not worry, since you can obtain the financing you need just by crediting the income of a minimum income on a regular basis.
Minimum Income Types
Minimum Vital Income
The Minimum Vital Income is a type of economic benefit that came into effect in the United States last June, in order to prevent the risk of poverty and social exclusion of people who lack sufficient financial resources to ensure coverage of their basic needs.
To process this help, we direct you to the Electronic Headquarters of the Social Security where you can manage your application and expand all the information you need about its requirements and characteristics.
Minimum Insertion Income (RMI)
In addition to this aid, the Autonomous Communities manage the Minimum Insertion Income (RMI) , a benefit managed by each community independently and that shows differences and particularities from one community to another.
Here we leave you a link where you can expand more information about the operation of the insertion income in each Autonomous Community.
The collection of the Minimum Insertion Income could be compatible with the Minimum Vital Income if the sum of both is less than the amount of the minimum income established based on the number of members of a family.
Unemployment benefit
For cases in which we need to request a quick loan without a payroll that proves our ability to face the return, we can credit the collection of any type of minimum income regardless of its origin .
Therefore, if we are collecting some type of benefit , such as unemployment benefit, we will not have any inconvenience to obtain this type of financing.
Retirement pension
In the event that our income comes from the collection of a pension, such as the retirement pension, it will be more than enough to get a quick credit without problems .
So if this is our case, and we are collecting some type of pension, we will have no problems justifying sufficient regular income to allow us to access the loan we need.
Other types of Income
Whatever our situation, fast online loans are a real alternative with which we can obtain the financing we need regardless of the origin of our income .
Therefore, to ensure our solvency capacity, we will not need more than to have constant income, which will serve as a guarantee of our possibilities, to comply with the payment of the credit return without problems.
Getting a loan online is possible regardless of the origin of our income . It does not matter, therefore, that they come from aid, benefits, pensions or income of any kind, as long as we can prove their continuity over time.
Get loans with minimal income
If we have a small income that we can justify on a regular basis, we will be able to request a loan without payroll or endorsement .
This type of credits suitable for all types of financial histories offer us very flexible financing conditions. It will not matter, therefore, if our data has been registered in delinquent files such as Credit Checker for the non-payment of our debts since loans with Credit Checker accept requests from clients with debts, without this being a problem.
We will only have to justify the collection of monthly income and we will be in a position to obtain that financing that we are looking for, no matter how bad we think our situation is.
Other financing alternatives
When fast loans are no longer the financing answer we need, we have at our disposal other alternatives that are also compatible with the collection of minimum income among your application requirements: we refer to the possibility of applying for credit cards online, requesting the commitment of our car or inform us about the debt negotiation, or if we prefer to request a reunification.
In the case of cards, we can enjoy the credit granted as a convenience, without having to change bank among other facilities for its concession. It is therefore an ideal option since it allows us to always have credit at our disposal that also allows facilities for its return.
When our credit history is negative and we have difficulties obtaining financing, we may have no choice but to face the credit by providing a payment guarantee or an endorsement, and we may have no other option but to resort to the vehicle pawn as guarantee of payment . This financing alternative allows us to enjoy high amounts with no more requirements than owning a vehicle, which we can also continue to use if we decide to do so.
If the situation is even more complex, and we have loans and defaults that hinder our ability to meet the repayment of a new loan, we may have no alternative but to resort to a debt negotiation through which an intermediary would manage our finances with the purpose of solving our economic problems . If we are not sure about making this decision, we can also ask for advice and request a debt reunification that will allow us to unify all our debts in a single payment and a new credit.
In any case, it is about deciding which loan interests us the most and which option is more effective given the situation in which we find ourselves.
