Quick loans without endorsement easy to get
Below we will see a list with information about the different fast loans without endorsement that we can request online without the need to provide any type of good or property that acts as a guarantee of payment .
| Loans | Amount and term | Terms |
|---|---|---|
 Since 4.75% Maximum APR 21.95% | € 50,000 from 1,000 8 years from 3 Months |
|
| Final conditions according to credit profile Entity: Fintonic Maximum first loan: From € 1,000 to € 50,000 Repayment period : From 3 Months to 96 Months Response time: 5 minutes Time to obtain the money: Less than 24 hours Is the first credit free? NO Cost: € 30,000 for 60 months: € 6,626.34 (APR 4.75%) Characteristics and requirements: With payroll Without endorsement Does not accept Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer | ||
 Since 9.39% Maximum APR 19.957% | € 50,000 from 1,000 7 years from 6 months |
|
| Fixed and stable rate Entity: Younited Credit Maximum first loan: From € 1,000 to € 50,000 Repayment period : From 6 months to 84 months Response time: 48 hours (From the arrival of the complete file) Time to obtain the money: 7 days approximately Is the first credit free? NO Cost: € 50,000 for 84 months: € 17,588.92 (APR 9.39%) Characteristics and requirements: No payroll No endorsement Credit Checker not accepted Minimum age: 18 years Does it allow early cancellation? YES, total or partial. Is there a possibility of an extension? YES (Expenses: Fees) Ways to receive the money: Bank transfer | ||
 Since 42% Maximum APR 3.057% | € 7,500 from 50 4 years from 1 month |
|
| Credit up to € 7,500 to be returned from 1 to 48 months Entity: Welp Maximum first loan: From € 50 to € 7,500 Repayment period: From 1 month to 48 months Response time: Minutes Time to obtain the money: 24 / 48h Does the first credit is free? NO Cost: € 400 for 3 months: € 82.54 (APR 42%) Characteristics and requirements: With payroll Without endorsement Does not accept Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO (Expenses: NO) Ways to receive the money: Bank transfer | ||
 Since 79.8% Maximum APR 85% Accept Credit Checker | € 5,000 from 500 2 years from 3 months |
|
| Installment loans up to € 5,000 Entity: Fidinda Maximum first loan: From € 500 to € 5,000 Repayment period : From 3 months to 24 months Response time: 15 minutes Time to obtain the money: 1 hour Is the first loan free? NO Cost: € 5,000 for 24 months: € 3,654.92 (APR 79.8%) Characteristics and requirements: With payroll Without endorsement Accepts Credit Checker Minimum age: 25 years Does it allow early cancellation? YES Is there a possibility of an extension? Yes, possibility of grace period for a month (Expenses: Interest generated) Ways to receive the money: Bank transfer | ||
 Since 24.9% Maximum APR 381.28% | € 5,000 from 500 3 years from 2 months |
|
| Line of credit up to € 5,000 Entity: Creditea Maximum first loan: From € 500 to € 5,000 Repayment period : From 2 months to 36 months Response time: Immediate Time to obtain the money: 15 minutes if banks coincide, otherwise 24 / 48h Is the first credit free? NO Cost: € 5,000 for 36 months: € 1,907.32 (APR 24.9%) Characteristics and requirements: No payroll No endorsement Credit Checker not accepted Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees + initial amount of the loan) Ways to receive the money: Bank transfer | ||
| Mediators and intermediaries that process loans without collateral | ||
 APR According to entity Accepts Credit Checker | € 50,000 from 100 7 years from 30 days |
|
| Personal loan up to € 50,000 Entity: Kreditiweb Maximum first loan: From € 100 to € 50,000 Repayment period : From 30 days to 84 months Response time: Minutes Time to obtain the money: 48 hours Is the first credit free? NO Cost: Not specified (Variable APR) Characteristics and requirements: With payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer | ||
 APR According to entity Accepts Credit Checker | € 10,000 from 50 5 years from 5 days |
|
| They compare options in minutes Entity: Misolvency Maximum first loan: From € 50 to € 10,000 Return period: From 5 days to 5 years Response time: From 15 minutes Time to obtain the money: From 10 minutes Is the first credit free? YES Cost: Not specified (Variable APR) Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: With cost) Ways to receive the money: Transfer | ||
 APR According to entity Accepts Credit Checker | € 10,000 from 100 5 years from 30 days |
|
| WARNING: This entity is charging a commission of € 39.90 only for the service They charge a fee of € 39.90 for the service Entity: Infocredy Maximum first loan: From € 100 to € 10,000 Repayment period : From 30 days to 60 months Response time: 15 minutes Time to get the money: 48 hours Is the first credit free? YES Cost: Not specified (Variable APR) Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Transfer | ||
 APR According to entity Accepts Credit Checker | € 10,000 from 500 5 years from 91 days |
|
| Immediate personal loan Entity: Finzmo Maximum first loan: From € 500 to € 10,000 Repayment period : From 91 days to 60 months Response time: 5 minutes Time to obtain the money: From 15 minutes to 48 hours Is the first credit free ? NO Cost: Not specified (Variable APR) Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer | ||
 APR According to entity Accepts Credit Checker | € 9,000 from 50 5 years from 7 days |
|
| CAUTION: This entity is charging a fee of 37.99 € only for the service to 9,000 € with Credit Checker Entity: Your credit fast Maximum first loan: from 50 € to 9000 € Repayment period: From 7 days to 60 months time answer: On the same day Time to obtain the money: 10 minutes if banks coincide. Is the first loan free? NO Cost: Not specified (Variable APR) Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Bank transfer | ||
 APR According to entity Accepts Credit Checker | € 5,000 from 100 42 months from 2 months |
|
| Installment loan with Credit Checker Entity: Request24 Maximum first loan: From € 100 to € 5,000 Repayment period: From 2 months to 42 months Response time: 15 minutes Time to obtain the money: From 15 minutes to 48 hours The first credit is free? NO Cost: Not specified (Variable APR) Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees generated) Ways to receive the money: Bank transfer | ||
 APR According to entity Accepts Credit Checker | € 1,000 from 50 90 days from 7 days |
|
| Credits 100% online even being in Credit Checker Entity: Zapo Maximum first loan: From € 50 to € 1,000 Return period: From 7 days to 90 days Response time: 24 hours Time to obtain the money: 48 hours The first credit It's free? NO Cost: Not specified (Variable APR) Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO Ways to receive the money: Transfer | ||
| Subscribe Online Help | ||
What is the maximum credit we can get without collateral?
The usual amount that we can get through mini-credits is 300 US dollars to be returned in 30 days.
In cases where we need large sums of money, we can resort to personal loans without collateral that offer us up to 40,000 US dollars to be repaid in 72 months.
In any case, the maximum amount of credit that we can get in a type of financing without endorsement will depend on factors such as our financial situation, the risk policy of the lender and the active promotions at all times.
For what situations are they recommended?
Loans without collateral make it possible to obtain financing without having to provide payment guarantees . In this sense, we can get online credits that allow us to reach the amount we need, without having to resort to endorsements or guarantors who have to answer for us .
In general, these types of loans are used to face the payment of unexpected expenses, or unforeseen events that we cannot assume . Cases in which the need prevails, and the urgency to get the money as soon as possible, is our only option.
Therefore, fast loans without collateral are the perfect ally to keep our economy free of burdens. Now it is possible to obtain that amount you need without asking for help or having to contribute any type of personal asset that guarantees us before the credit institution.
How to process the loan application?
After comparing the financing conditions of the entities that grant loans without collateral, we will have to choose which entity of all interests us the most , to apply for the credit we are looking for.
Once we have it clear, we can start the application procedures by going to the website of the entity in question where we can start the process easily and completely safely.
First, we will have to select the loan details that we need. That is, indicate the amount of money that we request as well as its return period .
Second, the entities will ask us to complete the data on their forms by providing personal and banking data, necessary to study the risk involved in the operation we request.
As soon as the entity approves the operation and receives our agreement with the terms of the contract, we can count on the payment of the loan immediately .
Requirements that we must meet to be approved for a loan without endorsement
These are the most common requirements among online credit finance companies when processing a loan without collateral:
- Have residence in the United States. We must justify that we live in the United States permanently by proving our identity document (DNI, NIE or passport).
- Meet the age required by the lender. Each financial company may require us to comply with the age range established by its risk policy.
- Have regular monthly income. We must credit sufficient fixed income to return the credit. This income does not have to come from a payroll, as long as it is regular.
- Be the owner of a bank account. We need to have an account in our name to receive the loan money.
What documentation is required?
When processing a loan without endorsement, the entities will ask us to send those documents that serve to accredit the information provided in our application .
In this case, we refer mainly to the documents that prove our identity, such as the DNI, NIE or Passport . And the bank documents as proof of income or movements of our accounts , to demonstrate our economic situation.
Sending these documents is normally done online through the platforms of the lending institutions, or using email. This type of procedure does not delay the process, since new technologies help speed up the processing and the usual paperwork in other types of loans.
In addition, it is increasingly common to find entities that have instant verification tools with which we can avoid sending documents if we provide our online banking data . These systems allow entities to analyze the risk profile of clients at the moment , and respond to their request in just a few minutes.
To obtain a loan without collateral, do we need a payment guarantee?
Loans without collateral are characterized by not having to provide guarantees of any kind. That is, we can get a loan without having to present guarantees or payment guarantees .
However, sometimes we confuse both concepts and do not understand the differences between providing a payment guarantee and providing guarantees.
Presenting a payment guarantee means demonstrating to the entity our solvency capacity by providing a physical or personal asset, such as a home, a vehicle, etc.
The figure of the guarantor or guarantor is a type of guarantee that falls on the person of a third party . So when we talk about presenting a guarantee, we do so thinking about having the support of a third person capable of responding for us.
Once these terms are clarified, we respond to the question that we ask ourselves in this section. And it is that to obtain an online loan without endorsement, we will not have to provide any type of payment guarantee.
This does not mean that we do not have to demonstrate our ability to meet the return payment without problems, for which they will ask us to have regular fixed income . In other words, loans of this type require a situation of guaranteed solvency.
Can you grant us loans without collateral if we do not have a payroll?
To get a loan without an endorsement when we do not have a payroll it is necessary that we have an alternative source of regular income , which allows us to ensure that we will not have problems when repaying the credit.
In the event that we are pensioners, self-employed or unemployed with benefits , with sufficient and regular income, we can access financing without endorsement even if we do not have a payroll.
If we are interested in knowing the maximum amount offered in each of the financial entities, we can consult the list of all types of loans without payroll and without collateral available in the market.
Can we request a fast credit without endorsement if we are in Credit Checker?
To solve our economic problems when we appear on a list of defaulters, we can go to financial institutions specialized in credits with Credit Checker .
In them we will normally find loans without collateral to which we will have access if we comply with the following conditions:
1. Not having bank or financial debts .
2. That the amount of debt for which we are in Credit Checker does not exceed the maximum amount set by the lender (debts greater than 1,000 US dollars are not allowed, although the amount of this amount is different in each company according to its policy of risks).
In general, we will not have problems getting our loan approved if we provide the necessary guarantees for the repayment of the money.
In any case, loans without collateral when we are in Credit Checker offer us low amounts of money.
In the event that we need financing of higher amounts, the solution will go through other types of loans such as loans with the car as collateral in which we can continue to use the car or loans with home equity normally used for the reunification of debts .
If we do not want to guarantee with our home, is there an alternative?
If we have financial problems and need large amounts of money, mini loans will not be able to help us.
In this case, we will be forced to resort to the types of loan with guarantee.
Loans with an endorsement pose a risk, since in case of problems with the return of the payment, we can lose the asset with which we guarantee the credit.
Usually the assets with which we guarantee the loans are our homes or vehicles.
When we own a vehicle and we do not want to put our home as a payment guarantee, we can go to the car pawn shop .
Many of the companies that process these loans allow us to continue using our vehicle while we make the return of the money.
This type of financing grants us amounts over 1,000 US dollars without us using our home as collateral.
What are its advantages?
This type of loan allows us the opportunity to obtain the financing we need, without having to resort to guarantees or guarantors who answer for us in case of non-payments .
Here is a list of the most important advantages associated with this type of quick loan:
- They offer us flexible financing conditions,
- By requesting this type of loan we do not put at risk any particular asset to obtain financing,
- We will get immediate responses to our request,
- We can have the money in our account in just a couple of days.
