Where to ask for a quick loan? Entity List

Get a credit online in just a few minutes

It is becoming easier to request a quick loan through the internet. In a few minutes and with hardly any documentation, you can have the money in your account.

In our list you can find the best and widest credit offer of the moment.

Loan Quantity Terms
That good
Since
0%
APR
Free / No interest
200 € from 1 30 days from 1 day
    • Free Credit
    • Without payroll and without endorsement
    • We will be denied with Credit Checker
More info See Offer
Free first mini-credit Entity: QuéBueno Maximum first loan: From € 1 to € 200 Return period: From 1 day to 30 days Response time: Minutes Time to obtain the money: 10 minutes Is the first credit free? YES Cost: € 200 30 days: € 0
(APR 0%)
Characteristics and requirements: No payroll No endorsement Credit Checker not accepted Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO Ways to receive the money: Bank transfer
Vivus
Since
0%
APR
Free / No interest
€ 300 from 50 30 days from 7 days
    • Free Loan
    • They do not ask for payroll or endorsement
    • We will be denied with Credit Checker
More info See Offer
First free credit in 15 minutes Entity: Vivus Maximum first loan: From € 50 to € 300 Return period: From 7 days to 30 days Response time: 15 minutes Time to obtain the money: Between 24 / 48h Is the first credit free? YES Cost: € 300 for 30 days: € 0
(APR 0%)
Characteristics and requirements: Without payroll Without endorsement Does not accept Credit Checker Minimum age: 21 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 7, 14 or 30 days (Expenses: Interest generated) Ways to receive the money: Bank transfer
Prestamer
Since
350.4%
Maximum APR
6,500%
300 € from 50 21 days from 5 days
    • Without payroll and without endorsement
    • Can be requested with Credit Checker
More info See Offer
Loans with easy approval Entity: Lender Maximum first loan: From € 50 to € 300 Return period: From 5 days to 21 days Response time: Minutes Time to obtain the money: Between 1 hour and 48 hours Is the first credit free ? NO Cost: € 300 to 21 days: € 69
(APR 350.4%)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, in 7, 14 or 21 days (Expenses: Accrued interest) Ways to receive the money: Bank transfer
Dindin
Since
2,311.26%
Maximum APR
7.219%
€ 300 from 50 30 days from 7 days
    • They do not ask for payroll or endorsement
    • We will be denied with Credit Checker
More info See Offer
First loan € 300 to 30 days Entity: Dindin Maximum first loan: From € 50 to € 300 Return period: From 7 days to 30 days Response time: Instantly Time to obtain the money: Little time associated banks, but 48 hours Is the first credit free? NO Cost: € 300 for 30 days: € 89.70
(APR 2,311.26%)
Characteristics and requirements: Without payroll Without endorsement Does not accept Credit Checker Minimum age: 21 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 7, 14 or 30 days (Expenses: 19% interest) Ways to receive the money: Bank transfer
Moneyman
Since
0%
Maximum APR
3.113%
Free / No interest
400 € from 100 62 days from 5 days
    • Free Loan
    • We can request the loan only with the DNI
    • They do not ask for payroll or endorsement
    • Very easy loan approval
    • They demand few requirements
    • Can be requested with Credit Checker
More info See Offer
€ 300 to 30 days without interest Entity: Moneyman Maximum first loan: From € 100 to € 400 Return period: From 5 days to 62 days Response time: 15 minutes Time to obtain the money: Between 15 minutes and 48 hours The first credit is free? YES
€ 300 for 30 days
Cost: € 400 for 62 days: € 198
(APR 0%)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 7, 14, 21 or 30 days (Expenses: Fees) Ways to receive the money: Bank transfer
Fianceo
Since
199%
APR
€ 1,000 from 100 18 months from 1 month
    • Without payroll and without endorsement
    • Easy grant credit
    • Can be requested with Credit Checker
    • Month-to-month return
More info See Offer
Up to € 1,000 with solidarity guarantor Entity: Fianceo Maximum first loan: From € 100 to € 1,000 Repayment period : From 1 month to 18 months Response time: 24 hours Time to obtain the money: 24 hours Is the first loan free? NO Cost: € 1,000 to be returned in 18 months: € 1,132.64
(APR 199%)
Characteristics and requirements: Without payroll With endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO Ways to receive the money: Transfer
Fidinda
Since
79.8%
Maximum APR
85%
€ 5,000 from 500 2 years from 3 months
    • With hardly any documentation
    • Accepts Credit Checker under study
    • Month-to-month return
More info See Offer
Installment loans up to € 5,000 Entity: Fidinda Maximum first loan: From € 500 to € 5,000 Repayment period : From 3 months to 24 months Response time: 15 minutes Time to obtain the money: 1 hour Is the first loan free? NO Cost: € 5,000 for 24 months: € 3,654.92
(APR 79.8%)
Characteristics and requirements: With payroll Without endorsement Accepts Credit Checker Minimum age: 25 years Does it allow early cancellation? YES Is there a possibility of an extension? Yes, possibility of grace period for a month (Expenses: Interest generated) Ways to receive the money: Bank transfer
Credit
Since
24.9%
Maximum APR
381.28%
€ 5,000 from 500 3 years from 2 months
    • With hardly any documentation
    • Cannot be ordered with Credit Checker
    • Month-to-month return
More info See Offer
Line of credit up to € 5,000 Entity: Creditea Maximum first loan: From € 500 to € 5,000 Repayment period : From 2 months to 36 months Response time: Immediate Time to obtain the money: 15 minutes if banks coincide, otherwise 24 / 48h Is the first credit free? NO Cost: € 5,000 for 36 months: € 1,907.32
(APR 24.9%)
Characteristics and requirements: No payroll No endorsement Credit Checker not accepted Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees + initial amount of the loan) Ways to receive the money: Bank transfer
Welp
Since
42%
Maximum APR
3.057%
€ 7,500 from 50 4 years from 1 month
    • With hardly any documentation
    • Cannot be ordered with Credit Checker
    • Month-to-month return
More info See Offer
Credit up to € 7,500 to be returned from 1 to 48 months Entity: Welp Maximum first loan: From € 50 to € 7,500 Repayment period: From 1 month to 48 months Response time: Minutes Time to obtain the money: 24 / 48h Does the first credit is free? NO Cost: € 400 for 3 months: € 82.54
(APR 42%)
Characteristics and requirements: With payroll Without endorsement Does not accept Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO (Expenses: NO) Ways to receive the money: Bank transfer
Gedescoche
APR does not apply
(Rental fee)
50% vehicle value 10 years from 30 days
    • A vehicle is necessary as collateral
    • Quick response and very easy approval credit if you have a vehicle
    • Accepts Credit Checker under study
More info See Offer
Up to 10,000 with vehicle guarantee Entity: Gedescoche Maximum amount: From € 800 to € 10,000 (50% vehicle value) Payment method : From 30 days to 10 years Response time: Less than 24 hours Time to obtain the money: 24 hours ¿ Is the first credit free? NO Cost: Rental fee
(APR% Not applicable)
Characteristics and requirements: Without payroll With endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES, 0%. Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
Fintonic
Since
4.75%
Maximum APR
21.95%
€ 50,000 from 1,000 8 years from 3 Months
    • With hardly any documentation
    • Cannot be ordered with Credit Checker
More info See Offer
Final conditions according to credit profile Entity: Fintonic Maximum first loan: From € 1,000 to € 50,000 Repayment period : From 3 Months to 96 Months Response time: 5 minutes Time to obtain the money: Less than 24 hours Is the first credit free? NO Cost: € 30,000 for 60 months: € 6,626.34
(APR 4.75%)
Characteristics and requirements: With payroll Without endorsement Does not accept Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
Younited Credit
Since
9.39%
Maximum APR
19.957%
€ 50,000 from 1,000 7 years from 6 months
    • With hardly any documentation
    • Cannot be ordered with Credit Checker
    • Month-to-month return
More info See Offer
Fixed and stable rate Entity: Younited Credit Maximum first loan: From € 1,000 to € 50,000 Repayment period : From 6 months to 84 months Response time: 48 hours (From the arrival of the complete file) Time to obtain the money: 7 days approximately Is the first credit free? NO Cost: € 50,000 for 84 months: € 17,588.92
(APR 9.39%)
Characteristics and requirements: No payroll No endorsement Credit Checker not accepted Minimum age: 18 years Does it allow early cancellation? YES, total or partial. Is there a possibility of an extension? YES (Expenses: Fees) Ways to receive the money: Bank transfer
Mediators and intermediaries in which we can request a quick credit
Crezu
APR
According to entity
€ 300 from 100 90 days from 61 days
    • Free Loan
    • We can request the loan only with the DNI
    • They do not ask for payroll or endorsement
    • Very easy loan approval
    • They demand few requirements
    • Can be requested with Credit Checker
More info See Offer
First credit up to 300 € Entity: Crezu Maximum first loan: From € 100 to 300 € Repayment period: from 61 days to 90 days Response Time: 15 minutes Time to get the money: Immediate by banks if 24 / 48h Does first credit is free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Transfer or card
Microcredits24es
APR
According to entity
750 € from 50 90 days from 60 days
    • Free Credit
    • Without payroll and without endorsement
    • Very easy loan approval
    • Easy to get loan
    • Can be requested with Credit Checker
More info See Offer
Up to € 750 even with Credit Checker Entity: Microcreditos24es Maximum first loan: From € 50 to € 750 Repayment period: From 60 days to 90 days Response time: Minutes Time to obtain the money: 48 hours Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees generated) Ways to receive the money: Transfer
Loans online
APR
According to entity
750 € from 50 90 days from 61 days
    • Without payroll and without endorsement
    • Very easy loan approval
    • Easy to get loan
    • Can be requested with Credit Checker
More info See Offer
Online loans on the spot Entity: Prestamosonlineya Maximum first loan: From € 50 to € 750 Repayment period: From 61 days to 90 days Response time: 10 minutes Time to obtain the money: 10 minutes Is the first credit free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Transfer
Credit Party
APR
According to entity
€ 1,000 from 100 90 days from 61 days
    • Free Credit
    • Without payroll and without endorsement
    • Very easy loan approval
    • Easy to get loan
    • Can be requested with Credit Checker
More info See Offer
Loan up to € 1,000 instantly Entity: Fiesta Credit Maximum first loan: From € 100 to € 1,000 Repayment period: From 61 days to 90 days Response time: 15 minutes Time to obtain the money: 24 hours Is the first credit free ? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
AndaCredit
APR
According to entity
€ 1,000 from 100 90 days from 61 days
    • Free Credit
    • Without payroll and without endorsement
    • Very easy loan approval
    • Easy to get loan
    • Can be requested with Credit Checker
More info See Offer
Up to € 1,000 in 5 minutes Entity: AndaCrédito Maximum first loan: From € 100 to € 1,000 Return period: From 61 days to 90 days Response time: 5 minutes Time to obtain the money: Immediate according to banks but 24 / 48h Does the first credit is free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
Prestamon
APR
According to entity
€ 1,000 from 100 120 days from 91 days
    • Free Credit
    • Without payroll and without endorsement
    • Very easy loan approval
    • Easy to get loan
    • Can be requested with Credit Checker
More info See Offer
Personal loan up to € 1,000 Entity: Prestamon Maximum first loan: From € 100 to € 1,000 Repayment period: From 91 days to 120 days Response time: 15 minutes Time to obtain the money: 24 hours Is the first loan free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Transfer
SunCredit
APR
According to entity
€ 1,000 from 100 120 days from 91 days
    • Free Credit
    • Without payroll and without endorsement
    • Very easy loan approval
    • Easy to get loan
    • Can be requested with Credit Checker
More info See Offer
First loan up to € 1,000 Entity: SolCrédito Maximum first loan: From € 100 to € 1,000 Repayment period : From 91 days to 120 days Response time: 15 minutes Time to obtain the money: From 2 to 24 hours Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees generated) Ways to receive the money: Bank transfer
Pezetita
APR
According to entity
€ 1,000 from 100 90 days from 61 days
    • Free Credit
    • Without payroll and without endorsement
    • Very easy loan approval
    • Easy to get loan
    • Can be requested with Credit Checker
More info See Offer
Up to € 1,000 regardless of Credit Checker Entity: Pezetita Maximum first loan: From € 100 to € 1,000 Return period: From 61 days to 90 days Response time: Minutes Time to obtain the money: 48 hours Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Transfer
Hello money
APR
According to entity
€ 1,000 from 50 31 days from 5 days
    • Free Credit
    • Without payroll and without endorsement
    • Very easy loan approval
    • Can be requested with Credit Checker
More info See Offer
Up to € 1,000 in 31 days Entity: HolaDinero Maximum first loan: From € 50 to € 1,000 Return period: From 5 days to 31 days Response time: 15 minutes Time to obtain the money: 15 minutes if banks coincide but 24 hours . Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 21 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 30 calendar days (Expenses: Interest generated) Ways to receive the money: Bank transfer
Zapo
APR
According to entity
€ 1,000 from 50 90 days from 7 days
    • With hardly any documentation
    • Accepts Credit Checker under study
More info See Offer
Credits 100% online even being in Credit Checker Entity: Zapo Maximum first loan: From € 50 to € 1,000 Return period: From 7 days to 90 days Response time: 24 hours Time to obtain the money: 48 hours The first credit It's free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO Ways to receive the money: Transfer
Request24
APR
According to entity
€ 5,000 from 100 42 months from 2 months
    • With hardly any documentation
    • Accepts Credit Checker under study
    • Month-to-month return
More info See Offer
Installment loan with Credit Checker Entity: Request24 Maximum first loan: From € 100 to € 5,000 Repayment period: From 2 months to 42 months Response time: 15 minutes Time to obtain the money: From 15 minutes to 48 hours The first credit is free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees generated) Ways to receive the money: Bank transfer
Your fast credit
APR
According to entity
€ 9,000 from 50 5 years from 7 days
  • WARNING: This entity is charging a commission of € 37.99 just for the service
    • With hardly any documentation
    • Accepts Credit Checker under study
    • Month-to-month return
More info See Offer
CAUTION: This entity is charging a fee of 37.99 € only for the service to 9,000 € with Credit Checker Entity: Your credit fast Maximum first loan: from 50 € to 9000 € Repayment period: From 7 days to 60 months time answer: On the same day Time to obtain the money: 10 minutes if banks coincide. Is the first loan free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Bank transfer
Misolvency
APR
According to entity
€ 10,000 from 50 5 years from 5 days
    • Free Credit
    • With hardly any documentation
    • Accepts Credit Checker under study
More info See Offer
They compare options in minutes Entity: Misolvency Maximum first loan: From € 50 to € 10,000 Return period: From 5 days to 5 years Response time: From 15 minutes Time to obtain the money: From 10 minutes Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: With cost) Ways to receive the money: Transfer
Infocredy
APR
According to entity
€ 10,000 from 100 5 years from 30 days
  • WARNING: This entity is charging a commission of € 39.90 just for the service
    • Free Credit
    • With hardly any documentation
    • Accepts Credit Checker under study
    • Month-to-month return
More info See Offer
WARNING: This entity is charging a commission of € 39.90 only for the service They charge a fee of € 39.90 for the service Entity: Infocredy Maximum first loan: From € 100 to € 10,000 Repayment period : From 30 days to 60 months Response time: 15 minutes Time to get the money: 48 hours Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Transfer
Finzmo
APR
According to entity
€ 10,000 from 500 5 years from 91 days
    • With hardly any documentation
    • Accepts Credit Checker under study
    • Month-to-month return
More info See Offer
Immediate personal loan Entity: Finzmo Maximum first loan: From € 500 to € 10,000 Repayment period : From 91 days to 60 months Response time: 5 minutes Time to obtain the money: From 15 minutes to 48 hours Is the first credit free ? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
Kreditiweb
APR
According to entity
€ 50,000 from 100 7 years from 30 days
    • With hardly any documentation
    • Accepts Credit Checker under study
    • Month-to-month return
More info See Offer
Personal loan up to € 50,000 Entity: Kreditiweb Maximum first loan: From € 100 to € 50,000 Repayment period : From 30 days to 84 months Response time: Minutes Time to obtain the money: 48 hours Is the first credit free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: With payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
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Not sure which loan to choose?

We help you totally free and without obligation to find the credit that best suits your needs.

How to apply for a loan online in minutes?

Apply for a credit online in minutes

If we are determined to request a quick loan , and we are interested in finding the best financing conditions in the market, the internet puts the entire offer in the sector within our reach, offering us the opportunity to compare and help us choose which credit is the most convenient in each case.

As it is our first application, we can find the offers of many lenders that grant us the possibility of requesting a first interest-free loan.

Although these promotions are subject to the risk policies of each company, these offers allow us to obtain a free first loan of up to 300 US dollars to be repaid in 30 days . We can check the financing conditions of the different lenders through our list that includes a selection of entities in which to request a fast loan online.

Once we have decided on the credit company we are going to resort to, the online loan application process is fast and with hardly any paperwork .

To begin we will have to access the website of the financial company from which we are going to request the loan . Once we have selected the amount of money we want to request, we can start the application process that we will complete by providing our personal and bank details that are required.

  • Personal data : name and surname, personal identification document (DNI, NIE or Passport), date of birth, email and mobile phone number.
  • Bank details : accreditation of regular income with which to deal with the return of the money. In some cases, they may ask us for the bank statement with our latest movements.

The application for a mini-credit online is solved in minutes. As soon as the lender evaluates our solvency situation we will receive an immediate response. If the credit approval is resolved, we will receive a copy of the contract that we must return signed.

The lender will transfer the money to our account once it has verified our compliance with its terms and conditions established in the contract. The time interval it takes for the money to reach our account ranges from 10 minutes to 48 hours , depending on the existing collaboration agreements between the different banks and the lenders.

Recommendations before hiring

Before requesting a quick loan, it is essential that we are sure of being able to face the payment of your return within the stipulated period without problems .

In the event that we have already requested the loan, and we need to know what recommendations to follow before proceeding to sign the contract, it is important to follow the following instructions :

  • Read the contract carefully making sure that we understand its conditions, concepts, terms and interest rates.
  • Be aware of the possible consequences in case of breach of the contract: know possible commissions in case of delay with the return .

In short, be sure to know the terms and conditions of the contract, as well as the obligations we contract with the lender. In any case, if after signing the contract we want to revoke our decision, we have a period of 14 calendar days during which we could make the resignation effective.

How long does it take until we receive the money?

Although when we request a loan of this type it is usual that we can have the money in our account within a period of between 48 and 72 hours , sometimes it happens that the period of time that passes until we finally receive the transfer will depend on factors that in Sometimes they delay the process such as:

  • The validation of documents : sometimes data verification procedures lengthen a process that is supposed to be quick and easy. These are cases in which the verification is not automatic, and the credit institutions are forced to proceed with ordinary procedures to verify the veracity of the applicant's information.
  • The collaboration relationship between different banking entities: in one way or another, the time it takes to make a transfer effective will depend on the type of collaboration agreement existing between the different banks, and may vary from passing to receive the income at the time, to receive it within 24 to 48 hours depending on the banks. So if we need to receive immediate income, it is convenient to make sure which bank from which we request the credit works with our bank.

Do not forget that ... The transfer of a fast online loan is made immediately after checking its acceptance.

So it is a characteristic type of credit for offering us answers in minutes and making the deposit of the money immediately after verifying its approval.

Requirements to request a quick loan

Although the specific requirements to apply for a credit online will depend on the internal policy of each credit company, generally when we are going to request a quick credit online they will ask us to comply with the following conditions:

  • Have regular income: to have access to a quick loan we will have to be able to demonstrate our solvency capacity. For this, it will be necessary to have sufficient monthly income to face the repayment of the credit. However, it will not be necessary to have a payroll, being able to get a loan without a payroll and without endorsement , even when we are pensioners or receive a recurring benefit, as long as it is prolonged in time.
  • Age of the loan applicant: although to request a loan online we must be over 18 years old , in some companies it is a requirement to meet a minimum and maximum age as established by their risk policies. The usual thing for these cases is that they ask us to be at least between 21 and 25 years old , and at most up to 60 or 75 years old .
  • Place of residence : a common requirement for all companies is the requirement to live in Spanish territory .
  • Not being in Credit Checker or other non-payment files : although it is possible to get a loan with Credit Checker, we must be aware that appearing in delinquency files is a reason for not approving our loan application in many companies.

What documentation will they ask us for?

Although requesting a quick loan is possible without paperwork , it is common that many of the entities that do not have online verification systems still resort to requesting the sending of documents to check the veracity of the information provided in our application.

Therefore, although in most cases we will be able to apply for our credit without paperwork, or sending documents, other times, it will be necessary to attach or send documents to verify the authenticity of the data provided (we refer to the following documents) :

  1. Identity document (DNI, NIE, Passport): identity document that identifies us as the person requesting the quick credit.
  2. Proof of monthly income : formal accreditation that justifies the monthly income that we say we receive in our loan application.
  3. Bank statement : bank receipt that proves our solvency based on the level of expenses and income in recent months.

Is it safe to ask for a fast loan online?

Getting a quick loan through the internet can make us doubt whether it is the best option to get our financing. However, requesting a loan in this way is a completely safe and reliable procedure that offers the opportunity to obtain the financing we need with all the guarantees.

To be aware of possible deception, we leave you some recommendations to take into account when requesting a quick credit online:

  • Make sure that the lender's website complies with all security recommendations such as having "HTTPS" seals, certificates and security protocols,
  • He will never ask us for money in advance,
  • They do not promise to remove them from Credit Checker.

To expand this information about How to know if a loan is reliable , we direct you to our Blog where we offer you all the useful information you need on this subject.

Advantages of getting a credit without papers

Advantages of an online mini-credit

Resorting to an online credit offers us a series of advantages that we must take into account when we need money urgently.

  • First interest-free credit: as it is our first credit application, many companies will offer us a free first credit. Without a doubt, this is one of the most significant advantages when requesting a loan on the internet , having the possibility of requesting money without expenses or commissions .
  • Fast paperless credit: it does not require the usual paperwork and paperwork for other types of loan. In this case, we can make the request via the web and send the documentation that is required only if it is necessary.
  • Possibility of paying the loan in several installments: More and more companies allow the repayment of the loan in installments, reaching periods of more than one year.
  • Loan without payroll or endorsement: we can request a loan without payroll or endorsement. To do this, we will only have to meet the requirements of the lender, and have a fixed income that we can prove . We can access a credit online even if we are pensioners or unemployed.
  • Loan with Credit Checker: people with defaults that appear in files such as Credit Checker will be able to access the money they need through a quick loan online.

As with the application requirements to obtain a paperless loan , its advantages will depend on the specific conditions that each company in question can offer us.

It is possible to request a quick loan if I am in Credit Checker

The wide range of lenders that grant money to clients with Credit Checker allows us to obtain the financing we need through a loan with Credit Checker, regardless of whether or not we are registered in delinquent files.

Like the rest of clients interested in requesting an urgent credit on the internet, we must comply with the requirements of the lender and accredit a regular source of income.

To obtain money with Credit Checker we must meet two conditions:

  1. Not have debts with banks.
  2. The amount of the debt that is the reason for inclusion in Credit Checker must meet the minimum amount set by the online loan entity that we go to.

Being in Credit Checker we will not be able to go to all the online credit companies in the market. Therefore, do not miss our list where we collect the companies we can go to to request a loan with Credit Checker.

Problems with the return of an online credit

Repayment of a fast loan online

In the case of not being able to face the return of the money owed within the established period, we will have to contact the lender and inform them of our problem so that they can help us find an alternative such as deferral of payment or request for an extension of the loan.

Most fast online credit companies have these options to solve the default situation, although we must take into account the increase in interest on the initial amount of our debt.

In the case of not making the return payment on time, without contacting the lender to report our situation, we run the risk of being reported for non-payment and that our data will be included in delinquency files such as Credit Checker or Rai .

How can we make the refund payment?

Online credit institutions make available to their customers different ways to make the payment of their return, generally agreeing on the following payment methods:

  • Cash payment : it is about entering into the lender's account the amount owed on the established date with its corresponding identification.
  • Bank transfer : it is about transferring the corresponding amount from our account to the lender's account.
  • Charge to account or direct debit : this option consists of the lender giving the order to charge our account the corresponding amount. It is the most common option among the forms of payment .
  • Payment with cards : some entities allow reimbursement by charging the return to our debit card as if it were an online purchase.

In any case, it will be the entity itself that establishes, according to its own conditions, what type of reimbursement it admits, so if we have any preference in this regard, it is advisable to be aware of its operation to avoid problems.

In which cases it is convenient to request an urgent credit

Getting fast money on the internet is easy, fast and safe. Therefore, when specific problems or unforeseen events arise that we cannot face, requesting an urgent loan will be an effective alternative to get the amount of money we need .

However, opting for an online loan is not always successful. Before, we will have to be sure that we can deal with your return without problems so as not to worsen our credit situation with new debts.

The purpose of a quick loan is to get easy money to solve any unforeseen situation. Being able to benefit from its advantages and not see ourselves in situations of default and therefore suffer its consequences, will only depend on our good judgment when making a decision.

Therefore, before requesting an urgent loan we will have to assess the importance of the reason for your request, as well as our real solvency capacity to avoid generating default situations that worsen our economy.

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Comments and opinions

leo lobito 06/10/20
I need an urgent loan
RegBio Loan 06/10/20
Hello Leo, you can consult our list of loans and access the website of the entities that interest you the most. If you need help you can also contact us through our chat service, or by phone where we will be happy to help you find a loan to suit you. Thanks for your comment.

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