RegBio Loan blog
These are the last articles that we have published in our blog with information related to fast loans, mini-credits and online loans
If you have a revolving card and you think you are overpaying, it may be time to stop.
And it is that according to the sentences handed down recently by the Supreme Court, the interests of the revolving cards are equated with usury.
Therefore, if we have contracted one of these cards for which we pay disproportionate interest, we are in time to cancel your contract, and claim the corresponding amount through the courts.
Below we solve your doubts and explain how you can claim zero interest on your revolving card.
If at this time your income comes from the collection of aid such as the minimum income, or the minimum vital income, and you do not know if in these circumstances you could obtain an online loan, from RegBio Loan we answer all your questions, and help you find the right financing you need no matter what your situation is .
Therefore, if you are looking for an urgent loan and you have doubts about your possibilities since you do not have a payroll, do not worry, since you can obtain the financing you need just by crediting the income of a minimum income on a regular basis.
When debts overwhelm us and we also do not have the necessary money to pay them off, we face moments of economic difficulty in which our only option is to find a way out that allows us to leave our debts behind, regardless of our financial situation .
But how can we cancel our debts if we don't have money?
From RegBio Loan we want to help you find the best financing alternative according to your case. That is why we offer you useful information on the different ways to get out of debt when we do not have money.
When it comes to acquiring an online loan , there is the possibility of availing yourself of the "Right of withdrawal", which gives us the possibility of canceling it up to 14 days after contracting. This right is included in article 28 of Law 16/2011, of June 24, on consumer credit contracts. Below we will tell you all the details regarding this right, in addition to telling you how and when you can exercise it if you contract loans on the internet.
There are two words that we do not want to read or hear when we are applying for financing: "loan denied." These words are not a dish of good taste for anyone, since when we request financing it is because we really need the money to face an unforeseen event or finance a project for which we do not have sufficient liquidity.
Bearing in mind that no one likes to be denied a loan, next, we are going to see the reasons why a loan can be denied, what is the specific client profile that entities seek when they offer financing, the alternatives that exist at our disposal and some important recommendations to have the loan secured.
We may not have heard much talk about credit history. However, when it comes to accessing financing, this aspect is very important. If we have a negative credit history , it can be more difficult for us to access the money we need through credit.
To understand it easily, the credit history, also known as credit history, is a report in which our financial history is collected.
We have heard of bank overdrafts more than once and we may have asked ourselves several questions about it. First of all, what is a bank overdraft? But it is also possible that we have wondered what consequences it has, how much it can cost us to reach this situation, how it can be solved and how we can avoid it . In this article we are going to answer all these questions one by one.
Quick loans are an easy and safe way to get the financing we need. And, it may be that at some point we have wondered what laws protect us in case of requesting one of these loans . In this article, we are going to see what regulations regulate fast loans and if there is any State agency that is in charge of supervising the entities that grant this kind of loans.
Among fast credit companies there is increasing competition. When we go to a quick loan, it is usually due to the need for urgent financing to solve some type of unforeseen event. At those times, one of the main factors that we take into account when choosing one entity or another is the speed of its services.
For this reason, in order to attract a greater number of clients, lenders have begun to resort to automated verification systems . These systems allow them to evaluate and grant credits in record time. In addition, they collaborate in the elimination of paperwork, carry out an immediate credit analysis of the applicant and decide, automatically and practically immediately, the acceptance or denial of the loan.
Quick loans have great advantages: they are fast, comfortable and, in most cases, safe. In fact, in recent years the number of people who resort to this type of financing to deal with their lack of liquidity has grown enormously . However, as with any other type of product, there are fraudulent companies. Therefore, it is important to know how to avoid scams when applying for a quick loan.
Law 25/2015, of July 28, on the mechanism of second chance, reduction of the financial burden and other social measures, known as the Second Chance Law that serves to cancel the debts of self-employed workers and individuals : it is a administrative process in which both individuals and freelancers can negotiate an out-of- court agreement with their creditors (bank, clients, suppliers), and in the event of not reaching any agreement, request the cancellation or exoneration of their debts through the courts .
Payment protection insurance is a type of insurance marketed by Banks and Financial Institutions when we contract a personal or mortgage loan that provides us with the necessary coverage to face your payments in the absence of income as a result of temporary disability, unemployment or death .