Quick loans and online credits

List of fast online loans (November 2020)

Below we have compiled the best fast online credits that can be acquired at this time. In the list we have tried to include the quickest loans that are easier to obtain and the online credits with the best offers.

USE THE SEARCH FILTERS TO FIND THE LOAN YOU NEED
Filter:
Free With Credit Checker
Order:
Credit Amount and term characteristics
Fintonic
Since
4.75%
Maximum APR
21.95%
€ 50,000 from 1,000 8 years from 3 Months
  • Personal finance mobile app
  • No commissions
  • Without changing banks
  • 100% online
More info See Offer
Final conditions according to credit profile Entity: Fintonic Maximum first loan: From € 1,000 to € 50,000 Repayment period : From 3 Months to 96 Months Response time: 5 minutes Time to obtain the money: Less than 24 hours Is the first credit free? NO Cost: € 30,000 for 60 months: € 6,626.34
(APR 4.75%)
Characteristics and requirements: With payroll Without endorsement Does not accept Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
Younited Credit
Since
9.39%
Maximum APR
19.957%
€ 50,000 from 1,000 7 years from 6 months
  • Fixed interest rate
  • They require little documentation
  • Necessary stable income
  • They charge management fees
More info See Offer
Fixed and stable rate Entity: Younited Credit Maximum first loan: From € 1,000 to € 50,000 Repayment period : From 6 months to 84 months Response time: 48 hours (From the arrival of the complete file) Time to obtain the money: 7 days approximately Is the first credit free? NO Cost: € 50,000 for 84 months: € 17,588.92
(APR 9.39%)
Characteristics and requirements: No payroll No endorsement Credit Checker not accepted Minimum age: 18 years Does it allow early cancellation? YES, total or partial. Is there a possibility of an extension? YES (Expenses: Fees) Ways to receive the money: Bank transfer
Welp
Since
42%
Maximum APR
3.057%
€ 7,500 from 50 4 years from 1 month
  • Transfer on the day
  • Bank account required
  • Has Instantor
  • Early cancellation option
More info See Offer
Credit up to € 7,500 to be returned from 1 to 48 months Entity: Welp Maximum first loan: From € 50 to € 7,500 Repayment period: From 1 month to 48 months Response time: Minutes Time to obtain the money: 24 / 48h Does the first credit is free? NO Cost: € 400 for 3 months: € 82.54
(APR 42%)
Characteristics and requirements: With payroll Without endorsement Does not accept Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO (Expenses: NO) Ways to receive the money: Bank transfer
Fidinda
Since
79.8%
Maximum APR
85%
Accept Credit Checker
€ 5,000 from 500 2 years from 3 months
  • Quick installment loans
  • Recurring income
  • Open credit line
  • No endorsements or guarantees
More info See Offer
Installment loans up to € 5,000 Entity: Fidinda Maximum first loan: From € 500 to € 5,000 Repayment period : From 3 months to 24 months Response time: 15 minutes Time to obtain the money: 1 hour Is the first loan free? NO Cost: € 5,000 for 24 months: € 3,654.92
(APR 79.8%)
Characteristics and requirements: With payroll Without endorsement Accepts Credit Checker Minimum age: 25 years Does it allow early cancellation? YES Is there a possibility of an extension? Yes, possibility of grace period for a month (Expenses: Interest generated) Ways to receive the money: Bank transfer
Credit
Since
24.9%
Maximum APR
381.28%
€ 5,000 from 500 3 years from 2 months
  • Flexible loan
  • Installment payments
  • Minimum income € 700
  • Early cancellation with interest savings
More info See Offer
Line of credit up to € 5,000 Entity: Creditea Maximum first loan: From € 500 to € 5,000 Repayment period : From 2 months to 36 months Response time: Immediate Time to obtain the money: 15 minutes if banks coincide, otherwise 24 / 48h Is the first credit free? NO Cost: € 5,000 for 36 months: € 1,907.32
(APR 24.9%)
Characteristics and requirements: No payroll No endorsement Credit Checker not accepted Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees + initial amount of the loan) Ways to receive the money: Bank transfer
Fianceo
Since
199%
APR
Accepts Credit Checker
€ 1,000 from 100 18 months from 1 month
  • Solidarity guarantor necessary
  • Few requirements
  • Money in 24 hours
  • Cheaper with early cancellation
More info See Offer
Up to € 1,000 with solidarity guarantor Entity: Fianceo Maximum first loan: From € 100 to € 1,000 Repayment period : From 1 month to 18 months Response time: 24 hours Time to obtain the money: 24 hours Is the first loan free? NO Cost: € 1,000 to be returned in 18 months: € 1,132.64
(APR 199%)
Characteristics and requirements: Without payroll With endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO Ways to receive the money: Transfer
Moneyman
Since
0%
Maximum APR
3.113%
Free / No Interest Accepts Credit Checker
400 € from 100 62 days from 5 days
  • First mini-credit € 300 free for 30 days
  • Up to € 400 to be returned in 62 days with cost
  • Cost extension options
  • Response in 15 minutes
More info See Offer
€ 300 to 30 days without interest Entity: Moneyman Maximum first loan: From € 100 to € 400 Return period: From 5 days to 62 days Response time: 15 minutes Time to obtain the money: Between 15 minutes and 48 hours The first credit is free? YES
€ 300 for 30 days
Cost: € 400 for 62 days: € 198
(APR 0%)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 7, 14, 21 or 30 days (Expenses: Fees) Ways to receive the money: Bank transfer
Vivus
Since
0%
APR
Free / No interest
€ 300 from 50 30 days from 7 days
  • Free first loan
  • Money in account in 15 minutes
  • Possibility of extension with cost
  • Has Instantor
More info See Offer
First free credit in 15 minutes Entity: Vivus Maximum first loan: From € 50 to € 300 Return period: From 7 days to 30 days Response time: 15 minutes Time to obtain the money: Between 24 / 48h Is the first credit free? YES Cost: € 300 for 30 days: € 0
(APR 0%)
Characteristics and requirements: Without payroll Without endorsement Does not accept Credit Checker Minimum age: 21 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 7, 14 or 30 days (Expenses: Interest generated) Ways to receive the money: Bank transfer
Prestamer
Since
350.4%
Maximum APR
6.500%
Accept Credit Checker
300 € from 50 21 days from 5 days
  • Immediate money once approved
  • No guarantees or guarantee deposit
  • The service works 24 hours a day
  • Approve up to 90% of applications
More info See Offer
Loans with easy approval Entity: Lender Maximum first loan: From € 50 to € 300 Return period: From 5 days to 21 days Response time: Minutes Time to obtain the money: Between 1 hour and 48 hours Is the first credit free ? NO Cost: € 300 to 21 days: € 69
(APR 350.4%)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, in 7, 14 or 21 days (Expenses: Accrued interest) Ways to receive the money: Bank transfer
Dindin
Since
2,311.26%
Maximum APR
7.219%
€ 300 from 50 30 days from 7 days
  • Early Termination Benefits
  • Return within 7, 14 or 30 days
  • Low cost postponements
  • Maximum age up to 75 years
More info See Offer
First loan € 300 to 30 days Entity: Dindin Maximum first loan: From € 50 to € 300 Return period: From 7 days to 30 days Response time: Instantly Time to obtain the money: Little time associated banks, but 48 hours Is the first credit free? NO Cost: € 300 for 30 days: € 89.70
(APR 2,311.26%)
Characteristics and requirements: Without payroll Without endorsement Does not accept Credit Checker Minimum age: 21 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 7, 14 or 30 days (Expenses: 19% interest) Ways to receive the money: Bank transfer
That good
Since
0%
APR
Free / No interest
200 € from 1 30 days from 1 day
  • First loan at 0%
  • Savings with early cancellation
  • Money in 10 minutes
  • No need to send documentation
More info See Offer
Free first mini-credit Entity: QuéBueno Maximum first loan: From € 1 to € 200 Return period: From 1 day to 30 days Response time: Minutes Time to obtain the money: 10 minutes Is the first credit free? YES Cost: € 200 30 days: € 0
(APR 0%)
Characteristics and requirements: No payroll No endorsement Credit Checker not accepted Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO Ways to receive the money: Bank transfer
Online credit mediators and intermediaries
Kreditiweb
APR
According to entity
Accepts Credit Checker
€ 50,000 from 100 7 years from 30 days
  • They use the Swipe Credit app to analyze profile
  • Response in 2 minutes
  • Free advice
  • They function as mediators
More info See Offer
Personal loan up to € 50,000 Entity: Kreditiweb Maximum first loan: From € 100 to € 50,000 Repayment period : From 30 days to 84 months Response time: Minutes Time to obtain the money: 48 hours Is the first credit free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: With payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
Infocredy
APR
According to entity
Accepts Credit Checker
€ 10,000 from 100 5 years from 30 days
  • WARNING: This entity is charging a commission of € 39.90 just for the service
  • Personalized loans according to profile
  • Available 24 Hours
  • Debt negotiation
  • They are intermediaries, they do not grant loans
More info See Offer
WARNING: This entity is charging a commission of € 39.90 only for the service They charge a fee of € 39.90 for the service Entity: Infocredy Maximum first loan: From € 100 to € 10,000 Repayment period : From 30 days to 60 months Response time: 15 minutes Time to get the money: 48 hours Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Transfer
Misolvency
APR
According to entity
Accepts Credit Checker
€ 10,000 from 50 5 years from 5 days
  • Advisory service
  • Few requirements
  • Allow extension
  • Custom offers
More info See Offer
They compare options in minutes Entity: Misolvency Maximum first loan: From € 50 to € 10,000 Return period: From 5 days to 5 years Response time: From 15 minutes Time to obtain the money: From 10 minutes Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: With cost) Ways to receive the money: Transfer
Finzmo
APR
According to entity
Accepts Credit Checker
€ 10,000 from 500 5 years from 91 days
  • Personal loan in minutes
  • Free service
  • Immediate response
  • They function as mediators
More info See Offer
Immediate personal loan Entity: Finzmo Maximum first loan: From € 500 to € 10,000 Repayment period : From 91 days to 60 months Response time: 5 minutes Time to obtain the money: From 15 minutes to 48 hours Is the first credit free ? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
Your fast credit
APR
According to entity
Accepts Credit Checker
€ 9,000 from 50 5 years from 7 days
  • WARNING: This entity is charging a commission of € 37.99 just for the service
  • Installment loans without paperwork
  • Flexible payments
  • Financial advice
  • They function as intermediaries
More info See Offer
CAUTION: This entity is charging a fee of 37.99 € only for the service to 9,000 € with Credit Checker Entity: Your credit fast Maximum first loan: from 50 € to 9000 € Repayment period: From 7 days to 60 months time answer: On the same day Time to obtain the money: 10 minutes if banks coincide. Is the first loan free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Bank transfer
Request24
APR
According to entity
Accepts Credit Checker
€ 5,000 from 100 42 months from 2 months
  • Urgent mini-loans
  • You get offers of various loans
  • Online mediator
  • Fast answer
More info See Offer
Installment loan with Credit Checker Entity: Request24 Maximum first loan: From € 100 to € 5,000 Repayment period: From 2 months to 42 months Response time: 15 minutes Time to obtain the money: From 15 minutes to 48 hours The first credit is free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees generated) Ways to receive the money: Bank transfer
Prestamon
APR
According to entity
Accepts Credit Checker
€ 1,000 from 100 120 days from 91 days
  • Money in 24 hours
  • No additional costs
  • In 15 minutes
  • Is an intermediary
More info See Offer
Personal loan up to € 1,000 Entity: Prestamon Maximum first loan: From € 100 to € 1,000 Repayment period: From 91 days to 120 days Response time: 15 minutes Time to obtain the money: 24 hours Is the first loan free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Transfer
Credit Party
APR
According to entity
Accepts Credit Checker
€ 1,000 from 100 90 days from 61 days
  • 100% online and paperless
  • Immediate response
  • Money in 2 hours
  • They do not grant loans directly
More info See Offer
Loan up to € 1,000 instantly Entity: Fiesta Credit Maximum first loan: From € 100 to € 1,000 Repayment period: From 61 days to 90 days Response time: 15 minutes Time to obtain the money: 24 hours Is the first credit free ? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
Pezetita
APR
According to entity
Accepts Credit Checker
€ 1,000 from 100 90 days from 61 days
  • Free online service
  • Response in minutes
  • Few requirements
  • It is an intermediary does not grant loans
More info See Offer
Up to € 1,000 regardless of Credit Checker Entity: Pezetita Maximum first loan: From € 100 to € 1,000 Return period: From 61 days to 90 days Response time: Minutes Time to get the money: 48 hours Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Transfer
SunCredit
APR
According to entity
Accepts Credit Checker
€ 1,000 from 100 120 days from 91 days
  • 100% online process
  • Required minimum income
  • Response in 15 minutes
  • They do not grant loans directly
More info See Offer
First loan up to € 1,000 Entity: SolCrédito Maximum first loan: From € 100 to € 1,000 Repayment period : From 91 days to 120 days Response time: 15 minutes Time to obtain the money: From 2 to 24 hours Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees generated) Ways to receive the money: Bank transfer
AndaCredit
APR
According to entity
Accepts Credit Checker
€ 1,000 from 100 90 days from 61 days
  • Fast online loans
  • Money in account or in cash
  • They function as mediators
  • They do not charge for the service
More info See Offer
Up to € 1,000 in 5 minutes Entity: AndaCrédito Maximum first loan: From € 100 to € 1,000 Return period: From 61 days to 90 days Response time: 5 minutes Time to obtain the money: Immediate according to banks but 24 / 48h Does the first credit is free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Bank transfer
Hello money
APR
According to entity
Accepts Credit Checker
€ 1,000 from 50 31 days from 5 days
  • Request in 5 minutes
  • Necessary ID and mobile
  • Is a mediator does not grant loans
  • Possibility of extension
More info See Offer
Up to € 1,000 in 31 days Entity: HolaDinero Maximum first loan: From € 50 to € 1,000 Return period: From 5 days to 31 days Response time: 15 minutes Time to obtain the money: 15 minutes if banks coincide but 24 hours . Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 21 years Does it allow early cancellation? YES Is there a possibility of an extension? YES, 30 calendar days (Expenses: Interest generated) Ways to receive the money: Bank transfer
Zapo
APR
According to entity
Accepts Credit Checker
€ 1,000 from 50 90 days from 7 days
  • Personalized advice
  • Early cancellation interest savings
  • Available 24 hours
  • Few requirements
More info See Offer
Credits 100% online even being in Credit Checker Entity: Zapo Maximum first loan: From € 50 to € 1,000 Return period: From 7 days to 90 days Response time: 24 hours Time to obtain the money: 48 hours The first credit It's free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? NO Ways to receive the money: Transfer
Microcredits24es
APR
According to entity
Accepts Credit Checker
750 € from 50 90 days from 60 days
  • Easy approval mini-credits
  • No paperwork
  • Instant response
  • They are mediators
More info See Offer
Up to € 750 even with Credit Checker Entity: Microcreditos24es Maximum first loan: From € 50 to € 750 Repayment period: From 60 days to 90 days Response time: Minutes Time to obtain the money: 48 hours Is the first credit free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Fees generated) Ways to receive the money: Transfer
Loans online
APR
According to entity
Accepts Credit Checker
750 € from 50 90 days from 61 days
  • It can be requested 24/7
  • Response in 10 minutes
  • Required monthly income
  • Does not grant loans directly
More info See Offer
Online loans on the spot Entity: Prestamosonlineya Maximum first loan: From € 50 to € 750 Repayment period: From 61 days to 90 days Response time: 10 minutes Time to obtain the money: 10 minutes Is the first credit free? NO Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Interest generated) Ways to receive the money: Transfer
Crezu
APR
According to entity
Accepts Credit Checker
€ 300 from 100 90 days from 61 days
  • Money in account, card or cash
  • Required monthly income
  • Immediate response
  • Is an intermediary
More info See Offer
First credit up to 300 € Entity: Crezu Maximum first loan: From € 100 to 300 € Repayment period: from 61 days to 90 days Response Time: 15 minutes Time to get the money: Immediate by banks if 24 / 48h Does first credit is free? YES Cost: Not specified
(Variable APR)
Characteristics and requirements: Without payroll Without endorsement Accepts Credit Checker Minimum age: 18 years Does it allow early cancellation? YES Is there a possibility of an extension? YES (Expenses: Costs generated) Ways to receive the money: Transfer or card
Subscribe Online Help
Frequently asked questions about quick credits

What requirements must we meet to request a quick loan?

One of the easiest ways to get fast money is to request a credit online but for our application to be accepted we need to meet some minimum requirements:

  • Be of age. The minimum age range required for us to apply for loans online is established by financial institutions. Usually the minimum age ranges from 21 to 25 years, and the maximum age from 65 to 71 years.
  • Be a resident of Spain. It is essential that we have a valid DNI, NIE or passport so that we can prove that we have residence in Spain.
  • Count on income. It is necessary that we have regular and sufficient income to meet the repayment of our loan.
  • Not appear registered in any list of defaulters. If we need to apply for a loan and we are in Credit Checker or RAI, we will have more problems to get the best financing conditions. If this is your case, we recommend you consult our list of loans with Credit Checker .

Once our request is processed, the financial institution will carry out the risk analysis of our profile and we will immediately receive a response to our request.

If our request is approved, we will receive the money in our account in less than 24 hours and even if we are already clients we can receive it on the spot.

If we need to obtain money for an emergency or an unforeseen event through quick loans, we can get it with full guarantee, without unnecessary waiting and with fewer requirements than a bank loan.

What documentation is necessary to apply for a quick loan?

Fast online credits offer us money without paperwork and with hardly any documentation in just a few minutes. If we are determined to apply for a loan in this way, we will verify that it is a fast and simple process and completely online, although we can also make the request by telephone.

In both cases, we must provide our personal and bank details so that the lender studies the viability of repaying our credit with certain guarantees.

Although online loan applications are easy to manage, on some occasions we will have to provide a minimum of documentation so that they can verify our data.

This is the documentation that most often they will require us when requesting a quick loan:

  • DNI or NIE. We must prove ourselves with our national identity document so that they can verify that we live in Spanish territory and are of legal age.
  • Proof of income. With this document we demonstrate that we have sufficient regular income to face the repayment of the loan.
  • Extract from our bank account. We will provide our account number to the lender to verify that we are the owners and what our income and usual expenses are.

We will have to send these documents to the credit company through the internet as attachments to our application or in an email .

In any case, it is increasingly common for companies that grant quick, paperless loans to have online identification applications such as Instantor with which it will not be necessary to send any type of documentation .

In what period will we be able to have the requested money?

There are two different variables that we must take into account to calculate when we will be able to have the loan money in our bank account: the approval time and the deposit time.

Approval time

How the companies themselves advertise, the approval time of the companies that manage these credits, especially in the case of online mini-credits , is usually instantaneous.

However, this is not always the case, since it will depend on whether we are already clients or not, the type of loan, the amount of money in question and the company's risk policy.

If we have no problems with the verification of our data and delivery of the documentation, the most common approval period is 15 minutes .

Institutions that offer mini-credits with Instantor or use similar applications can be more agile in this regard.

Time of admission

The term of deposit of the money is the time that passes from when the entity issues the transfer order until we receive the money in our account.

In general , financial entities make the transfer of the loan to our bank account instantly from its approval.

The time that elapses until we receive the money in our account will depend on whether the lender's bank works with the bank where we have our account.

If so, we will have the money in our account as soon as the transfer is made, otherwise it may take between 24 and 48 hours. Although it is becoming less common, through some lenders, we can find mini-credits with HalCash as a way to obtain the money.

Without a doubt, the financial solution with the most advantages to get money at the moment are urgent loans with immediate response .

Can a fast credit be repaid in installments?

Fast credits usually do not allow the payment of your return in installments because they generally grant small amounts of money to be returned in 30 days.

Therefore, the usual thing for this type of credits is that they are returned in a single payment.

If we need to return the credit that we request in several installments, we may be interested in requesting an installment loan . This type of loan will allow us to obtain higher amounts of money that we can repay in up to 12 months.

We can obtain more information about this type of credit in the installment loans section.

Is it possible to obtain fast loans without payroll or endorsement?

To approve our application, in this type of credits we are not required to have a payroll as a source of income .

However, in most cases, they will ask us to prove that we have an alternative source of income that is sufficient to meet the repayment of the loan.

In this way , as long as we can prove that we have a fixed income, we will not have problems requesting a loan without payroll .

Likewise, both retirees and the unemployed with benefits and even the self-employed will be able to obtain financing without endorsement without any inconvenience .

If we are thinking of requesting a loan without a payroll, we must not forget to compare the best offers and discounts available in the market, to obtain the best financing conditions.

Once we have chosen the product that interests us, we can process it online or by phone.

An easy process with which we can get small amounts of money with little documentation that will allow us to solve possible unforeseen events.

Are there entities that grant quick loans with Credit Checker?

If we are included in a list of defaulters such as Credit Checker, FICO, Experian, Badexcug, RAI, CIRBE or some other similar and we need urgent money we must know that we will be able to acquire it in many of the financial companies in the sector .

If we find ourselves in this situation, obtaining financing from lifelong banks can be a complicated and often impossible process .

However, through the new financial entities that operate over the internet , getting money with Credit Checker is within the reach of practically everyone.

For this you can consult our complete list of fast loans with Credit Checker . In it you will find updated information on all the entities that currently offer this type of credit online.

In any case, although credits with Credit Checker can be useful to solve certain economic situations, it is convenient to assess whether we really need to go to them so as not to worsen our economic situation.

Are there fast loans without interest and without commissions?

Yes , many of the entities have a free first loan for new clients. In most cases, mini - credits of a maximum of 300 US dollars are to be returned in 30 days .

In any case, before hiring a mini loan under these conditions it is recommended that we make sure of the possible commissions or hidden costs that will make us pay more.

To do this, we must review the characteristics of the offer and pay attention to the APR (Equivalent Annual Rate) and the TIN (Nominal Interest Rate) that are specified before contracting them.

The usual thing when we talk about interest-free mini - credits is that we do not pay more money than the amount that they have lent us.

But, if it happens that we do not comply with the agreed repayment period or other financing conditions, even if the loan was at 0%, in the end we will pay the usual interest as a penalty .

It is different when we apply for a bank loan. Contrary to what happens with microcredits, they are not usually free even if their TIN is 0%.

Bank loans usually include commissions and management costs (study or opening) that we usually do not take into account when they are hired.

The best thing to do before signing is to make sure of the financing conditions that we contract to have the guarantee that it will not include additional expenses in the fine print and avoid unwanted surprises.

Can we postpone the repayment of the loan?

When we cannot face the return of the money in the agreed time, the best option is to contact the lender to report our situation and agree on a new payment date.

Although the possibility of contracting an extension or extension of the payment will depend on the risk policy of each financier, most companies offer us 30 more days to repay the amount of our loan.

In any case, we will have to pay the interest that we generate on the days that we extend the return period.

Are they going to ask us what we want the loan money for?

Financial companies do not need to know what we are going to use the money for.

Therefore, your purpose when contacting us when we make a loan application is to verify our information and make sure that we can make the payment of your return without problems .

Can we get more than one quick loan at a time?

In the case that we need to get money urgently and we see it necessary to request two quick loans at the same time, we must know that this type of entity does not grant more than one loan .

In this way, we will not get another credit until we have made the return of the first without problems.

If necessary, we can resort to another financial institution, although this option is not recommended if we have financial problems and because our credit situation may be damaged.

Can we ask for a quick loan being unemployed?

The answer is YES , since because you are unemployed you will not be denied an online loan.

The only thing you need is to be collecting unemployment benefit, because all companies require proof of recurring income with which to repay the loan.

You can check our list of loans without payroll or endorsement where you can find the loan you need.

If you are unemployed for a long time and you have already finished collecting the benefit, you will need a guarantee that can be a car, home or premises. Loan companies can also accept that someone else endorse you with their payroll or housing.

What entities grant loans for young people under 21 years of age?

Today you are as old as you are, you will be able to have access to a fast online loan as long as you meet the following requirements:

  • Reside in United States
  • Have a bank account in which you figure as the holder
  • Mobile phone
  • And have sufficient and demonstrable income

These requirements are the same as those applied to anyone who applies for a loan even if they are over 18 years old.

It is true that some entities include among their requirements to be over 21 or grant a lower amount depending on age.

If you are under 21 years old and you are interested in a loan for young people and you have questions, contact us through our chat and we will help you find the one that best suits you.

If you are studying and you still do not have an income, you will need someone to support you . Loan companies may also accept that a family member or friend present their payroll or home as collateral.

What can we do if a company denies our request?

Normally fast credit institutions have a similar risk policy and tend to reject applications that do not meet the conditions they consider necessary, such as not having sufficient income to repay the credit or having defaults.

However, when our loan application is denied we must not forget that there are many other entities with different financing conditions , which admit Credit Checker or demonstrable income of a lower amount, which can help us get the money we need.

For what situations are quick credits recommended?

If we need to solve an occasional financial problem, fast online credits allow us to obtain the money we need easily and simply .

The cases for which they are indicated are those in which the need for money is punctual and the amount to request is not very high (Mini-credits)

The most common cases in which we resort to this type of loan to solve our money problems are the following:

  • Bill Payment. Requesting a quick loan can help us in a timely manner to avoid overdrafts in our bank account and to be able to pay our bills on time.
  • Home appliance and vehicle repairs. Applying for a quick loan is the most frequently used solution to face frequent unforeseen events that we do not have and that often complicate our accounts at the end of the month.
  • Traffic penalties. Online loans provide us with fast money with which we can pay the traffic fines that are so unpredictable.
  • Consultations with medical specialists. In case of health problems, being able to have the money we need instantly is of vital importance.
  • Specific expenses on special dates. We all have more expenses on special occasions such as birthdays or anniversaries, as well as on designated dates such as Christmas, Valentine's Day or holidays. To have the money we need to meet the expenses of these dates we can request a quick loan.

In the case of having to solve other types of situations for which we need higher amounts, we will have to resort to loans with a guarantee , such as loans with a car as collateral or loans with a mortgage guarantee .

These loans can help us when we own a vehicle or a home , and we do not have a source of income with which to obtain other types of financing.

Before making the decision, we must be sure that we will be able to make the return without problems and, it is convenient, that we think about the possible consequences in case of non-payment , and if really requesting a fast loan is what is best for us.

In which cases are quick credits not recommended?

Whenever we request a quick loan, we must do so responsibly.

To do this, before making the decision to go to this type of product, it is convenient that we make sure that there is a real need for the money and that we will not have problems returning it.

If we want to know in which cases it is not convenient, we must heed our common sense and assess to what extent we need to request a loan .

These types of loans are born with the idea of ​​solving an urgent and punctual need, it is not recommended that we request them regularly or to face the payment of other debts , in these cases, we will only worsen our financial and personal situation.

How do I know if the credit I am going to request is reliable?

From the regbiomed.com comparator we are going to give you the keys so that you know how to choose the best loan for you.

  • Check the security seals they have, you will find them at the bottom of the page that appears when you enter their website, this is already a sign of reliability.
  • Check that it has the HTTPS security protocol, you can see this in the URL of the loan when you enter its website.
  • Read its Terms and Conditions and its Privacy Policy so you will be informed of its conditions and avoid encountering unpleasant surprises after having requested it.
  • Consult with the entity all your doubts by email or by phone as long as it is free.
  • You can also see the opinions of other users to know what their experience has been.
  • Review the contract carefully and do not sign until you have everything clear, that they grant it to you does not imply any obligation, as long as it is not signed.
  • All loans are regulated by Law 22/2007 of July 11, which is responsible for ensuring the mini-loan contracts, confirming that this is the case.

If an entity does not meet any of these conditions it does not mean that it is a scam but the more it meets the better.

If you follow our advice, you will find the loan you need totally reliable and smooth. If you still have any questions, you can consult us through our chat.

Did you find this information useful? Click on the stars to rate

Financing through online loans

Fast loans The best information we can find on the internet about fast online loans and the entities that grant them.
Personal loans Complete and updated list of online personal loans of up to 50,000 US dollars with flexible installments and without changing banks.
Loans without payroll Fast online credits in which we will not be required to have a payroll as an essential requirement for approval.
Loans without endorsement Quick personal loans that do not require any type of property (home, car, premises, ... etc.) as collateral.
Instant mini-credits Online mini-credits with which you can get money instantly without paperwork and without unnecessary paperwork.
Interest-free credits Updated collection of all online loans without interest or commissions that we will get free and at 0% interest.
Paperless credits Quick loans without paperwork with 100% online processing and in which they will ask us for few requirements and minimal documentation.
Cards of easy approval Selection of credit cards easy to obtain with online contracting and without the need to change banks.
Loans with Credit Checker Valuable list of urgent credits that accept Credit Checker indicated to solve difficult situations, whether or not we have a payroll.
Urgent credits Online credits with immediate response that will allow us to obtain money with very few requirements and practically on the spot.
Debt reunification Unifying multiple loans into one allows us to refinance outstanding debts and reduce our monthly payment.
Loan for your car We will obtain credit with the car as a guarantee or guarantee and we will continue driving our vehicle while we enjoy the money.
We use our own and third party cookies for navigation, and offer content and advertising of interest. By continuing to browse we understand that you accept our cookie policy . I AGREE
enit